ACA Direct Answers

What ACA marketplace plans are available in Palm Beach County, Florida in 2026?

Palm Beach County, Florida has 195 ACA marketplace plans from 11 insurers in 2026, with monthly premiums for a 40-year-old ranging from $491 to $2,221 and a benchmark (second-lowest-cost silver) plan at $676 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Wellpoint — Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) · $674.23/mo · deductible $3,500 · MOOP $10,150
  • Oscar Health Maintenance Organization of Florida — Silver Simple PCP Saver · $676.38/mo · deductible $5,000 · MOOP $9,250
  • Wellpoint — Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) · $676.94/mo · deductible $1,850 · MOOP $9,100

See the full Palm Beach County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).