ACA Direct Answers

What ACA marketplace plans are available in Palo Pinto County, Texas in 2026?

Palo Pinto County, Texas has 42 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $528 to $1,032 and a benchmark (second-lowest-cost silver) plan at $826 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • UnitedHealthcare — UHC Silver Standard · $812.66/mo · deductible $6,000 · MOOP $8,900
  • UnitedHealthcare — UHC Silver Value ($0 Virtual Urgent Care) · $825.75/mo · deductible $3,000 · MOOP $8,950
  • UnitedHealthcare — UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) · $826.71/mo · deductible $3,500 · MOOP $9,200

See the full Palo Pinto County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).