ACA Direct Answers

What ACA marketplace plans are available in Person County, North Carolina in 2026?

Person County, North Carolina has 39 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $460 to $1,199 and a benchmark (second-lowest-cost silver) plan at $610 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Blue Cross and Blue Shield of NC — Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance · $602.90/mo · deductible $2,800 · MOOP $10,600
  • Blue Cross and Blue Shield of NC — Blue Home Silver Standard | with UNC Health Alliance · $609.55/mo · deductible $6,000 · MOOP $8,900
  • Blue Cross and Blue Shield of NC — Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance · $623.18/mo · deductible $3,000 · MOOP $10,600

See the full Person County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).