What ACA marketplace plans are available in Phenix City, Alabama in 2026?
Phenix City, Alabama (population 38,499), covering ZIP codes 36867, 36868, 36869, 36870 sits in Russell County, where 43 ACA marketplace plans from 3 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $686 per month for a 40-year-old. 2027 plans for Russell County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Alabama (License #3002919099) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Blue Cross and Blue Shield of Alabama — Blue Statewide Silver EPO · $669.23/mo · deductible $3,500 · MOOP $9,450
- Blue Cross and Blue Shield of Alabama — Blue Standardized Statewide Silver EPO · $686.28/mo · deductible $6,000 · MOOP $8,900
- Blue Cross and Blue Shield of Alabama — Blue Cross Select Silver · $688.11/mo · deductible $5,000 · MOOP $10,600
See the Phenix City city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).