ACA Direct Answers

What ACA marketplace plans are available in Pinellas County, Florida in 2026?

Pinellas County, Florida has 149 ACA marketplace plans from 7 insurers in 2026, with monthly premiums for a 40-year-old ranging from $473 to $2,286 and a benchmark (second-lowest-cost silver) plan at $645 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Florida Blue HMO (a BlueCross BlueShield FL company) — myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) · $640.75/mo · deductible $9,500 · MOOP $10,150
  • Florida Blue HMO (a BlueCross BlueShield FL company) — myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) · $644.61/mo · deductible $9,500 · MOOP $10,150
  • Oscar Health Maintenance Organization of Florida — Silver Simple PCP Saver | with AdventHealth · $645.13/mo · deductible $5,000 · MOOP $9,250

See the full Pinellas County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).