What ACA marketplace plans are available in Polk County, Florida in 2026?

Polk County, Florida has 159 ACA marketplace plans from 7 insurers in 2026, with monthly premiums for a 40-year-old ranging from $481 to $2,242 and a benchmark (second-lowest-cost silver) plan at $661 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

Ambetter Health — Clarity Silver · $646.99/mo · deductible $8,000 · MOOP $8,400
Wellpoint — Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) · $660.96/mo · deductible $3,500 · MOOP $10,150
Wellpoint — Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) · $663.61/mo · deductible $1,850 · MOOP $9,100

See the full Polk County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).