What ACA marketplace plans are available in Ponca City, Oklahoma in 2026?
Ponca City, Oklahoma (population 24,326), covering ZIP codes 74601, 74602, 74604 sits in Kay County, where 32 ACA marketplace plans from 3 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $777 per month for a 40-year-old. 2027 plans for Kay County are now available.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, Licensed Insurance Agent (NPN 20983651) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Mending Health — MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) · $747.37/mo · deductible $2,300 · MOOP $10,150
- Blue Cross and Blue Shield of Oklahoma — Blue Advantage Silver PPO℠ 501 · $776.64/mo · deductible $3,500 · MOOP $10,600
- UnitedHealthcare — UHC Silver Standard (No Referrals) · $778.21/mo · deductible $6,000 · MOOP $8,900
See the Ponca City city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).