What ACA marketplace plans are available in Rapid City, South Dakota in 2026?
Rapid City, South Dakota (population 77,946), covering ZIP codes 57701, 57702, 57703, 57709 sits in Pennington County, where 28 ACA marketplace plans from 3 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $774 per month for a 40-year-old. 2027 plans for Pennington County are now available.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, Licensed Insurance Agent (NPN 20983651) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Wellmark of South Dakota, Inc. — Wellmark Silver Traditional EPO · $760.94/mo · deductible $5,000 · MOOP $7,500
- Wellmark of South Dakota, Inc. — Wellmark Standard Silver EPO · $774.01/mo · deductible $6,000 · MOOP $8,900
- Avera Health Plans — ConnectPlus Standard $6000 · $803.46/mo · deductible $6,000 · MOOP $8,900
See the Rapid City city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).