What ACA marketplace plans are available in Richland County, North Dakota in 2026?

Richland County, North Dakota has 31 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $374 to $884 and a benchmark (second-lowest-cost silver) plan at $639 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

Sanford Health Plan — Sanford Individual Simplicity $3,500 · $628.26/mo · deductible $3,500 · MOOP $9,750
Sanford Health Plan — Sanford Individual Simplicity Standardized $6,000 · $639.29/mo · deductible $6,000 · MOOP $8,900
Medica — Essentia Choice Care with Medica Silver $0 Copay PCP Visits · $649.75/mo · deductible $3,500 · MOOP $10,450

See the full Richland County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).