What ACA marketplace plans are available in Richmond County, North Carolina in 2026?
Richmond County, North Carolina has 56 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $505 to $1,098 and a benchmark (second-lowest-cost silver) plan at $649 per month, per the CMS PY2026 QHP Landscape file. 2027 plans for Richmond County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in North Carolina (License #20983651) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Ambetter of North Carolina — Clear Silver with $0 Insulin Options · $648.86/mo · deductible $7,000 · MOOP $7,000
- Ambetter of North Carolina — Standard Silver · $649.06/mo · deductible $6,000 · MOOP $8,900
- Ambetter of North Carolina — Enhanced Asthma/COPD Care Silver with $0 Drug Options · $666.01/mo · deductible $5,900 · MOOP $8,150
See the full Richmond County plan table with all issuers, metal tiers, and cost-sharing →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).