What ACA marketplace plans are available in Ruston, Louisiana in 2026?
Ruston, Louisiana (population 22,284), covering ZIP codes 71270, 71272, 71273 sits in Lincoln County, where 28 ACA marketplace plans from 3 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $799 per month for a 40-year-old. 2027 plans for Lincoln County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Louisiana (License #1121513) · reviewed Jul 28, 2026
Three lowest-cost silver plans at age 40
- HMO Louisiana — Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits · $775.13/mo · deductible $3,200 · MOOP $9,100
- UnitedHealthcare — UHC Silver Value ($0 Virtual Urgent Care, No Referrals) · $798.55/mo · deductible $4,000 · MOOP $10,600
- HMO Louisiana — Blue POS Copay (PCP) 60/40 $6000 Standardized · $800.63/mo · deductible $6,000 · MOOP $8,900
See the Ruston city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).