ACA Direct Answers

What ACA marketplace plans are available in Sac County, Iowa in 2026?

Sac County, Iowa has 26 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $359 to $927 and a benchmark (second-lowest-cost silver) plan at $549 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Oscar Insurance Company — Silver Simple PCP Saver · $547.92/mo · deductible $5,000 · MOOP $8,500
  • Oscar Insurance Company — Silver Classic Standard · $548.51/mo · deductible $6,000 · MOOP $8,900
  • Oscar Insurance Company — Silver Classic · $555.68/mo · deductible $5,000 · MOOP $8,000

See the full Sac County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).