ACA Direct Answers

What ACA marketplace plans are available in Sanilac County, Michigan in 2026?

Sanilac County, Michigan has 45 ACA marketplace plans from 5 insurers in 2026, with monthly premiums for a 40-year-old ranging from $402 to $997 and a benchmark (second-lowest-cost silver) plan at $441 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Ambetter from Meridian — Clear Silver · $437.86/mo · deductible $7,000 · MOOP $7,000
  • Ambetter from Meridian — Standard Silver · $441.33/mo · deductible $6,000 · MOOP $8,900
  • Ambetter from Meridian — Standard Silver + Vision + Adult Dental · $457.57/mo · deductible $6,000 · MOOP $8,900

See the full Sanilac County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).