ACA Direct Answers

What ACA marketplace plans are available in Santa Rosa County, Florida in 2026?

Santa Rosa County, Florida has 123 ACA marketplace plans from 5 insurers in 2026, with monthly premiums for a 40-year-old ranging from $577 to $2,102 and a benchmark (second-lowest-cost silver) plan at $756 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Ambetter Health — Clarity Silver · $737.49/mo · deductible $8,000 · MOOP $8,400
  • Florida Blue HMO (a BlueCross BlueShield FL company) — myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) · $756.42/mo · deductible $9,500 · MOOP $10,150
  • Florida Blue HMO (a BlueCross BlueShield FL company) — myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) · $760.97/mo · deductible $9,500 · MOOP $10,150

See the full Santa Rosa County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).