ACA Direct Answers

What ACA marketplace plans are available in Shiawassee County, Michigan in 2026?

Shiawassee County, Michigan has 55 ACA marketplace plans from 5 insurers in 2026, with monthly premiums for a 40-year-old ranging from $359 to $887 and a benchmark (second-lowest-cost silver) plan at $514 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • UnitedHealthcare — UHC Silver Value (No Referrals) · $511.42/mo · deductible $4,000 · MOOP $9,500
  • UnitedHealthcare — UHC Silver Standard (No Referrals) · $514.40/mo · deductible $6,000 · MOOP $8,900
  • UnitedHealthcare — UHC Silver Advantage (No Referrals) · $518.37/mo · deductible $2,900 · MOOP $10,400

See the full Shiawassee County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).