What ACA marketplace plans are available in South Bend, Indiana in 2026?
South Bend, Indiana (population 103,085), covering ZIP codes 46601, 46613, 46614, 46615, 46616 and 11 more sits in St. Joseph County, where 47 ACA marketplace plans from 3 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $459 per month for a 40-year-old. 2027 plans for St. Joseph County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Indiana (License #3976984) · reviewed Jul 27, 2026
Three lowest-cost silver plans at age 40
- Anthem Blue Cross and Blue Shield — Anthem Silver Essential 7000 ($0 Virtual PCP + $0 Select Drugs + Incentives) · $452.37/mo · deductible $7,000 · MOOP $8,850
- Anthem Blue Cross and Blue Shield — Anthem Silver Essential 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) · $458.67/mo · deductible $6,000 · MOOP $8,900
- Anthem Blue Cross and Blue Shield — Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) · $459.66/mo · deductible $4,500 · MOOP $8,800
See the South Bend city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).