ACA Direct Answers

What ACA marketplace plans are available in Spartanburg County, South Carolina in 2026?

Spartanburg County, South Carolina has 44 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $494 to $860 and a benchmark (second-lowest-cost silver) plan at $642 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • First Choice Next — First Choice Next Silver Signature · $640.74/mo · deductible $6,000 · MOOP $8,900
  • InStil Health — InHealth Basic 1 · $641.58/mo · deductible $6,500 · MOOP $10,600
  • InStil Health — InHealth Basic 1 + Adult Vision · $643.39/mo · deductible $6,500 · MOOP $10,600

See the full Spartanburg County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).