ACA Direct Answers

What ACA marketplace plans are available in Tama County, Iowa in 2026?

Tama County, Iowa has 58 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $307 to $885 and a benchmark (second-lowest-cost silver) plan at $461 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Ambetter Health — Standard Silver · $459.22/mo · deductible $6,000 · MOOP $8,900
  • Oscar Insurance Company — Silver Classic Standard | MercyOne · $460.90/mo · deductible $6,000 · MOOP $8,900
  • Oscar Insurance Company — Silver Simple PCP Saver | MercyOne · $462.09/mo · deductible $5,000 · MOOP $8,500

See the full Tama County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).