What ACA marketplace plans are available in Toledo, Ohio in 2026?
Toledo, Ohio (population 267,463), covering ZIP codes 43405, 43601, 43603, 43604, 43605 and 27 more sits in Lucas County, where 121 ACA marketplace plans from 8 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $525 per month for a 40-year-old. 2027 plans for Lucas County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Ohio (License #1559549) · reviewed Jul 28, 2026
Three lowest-cost silver plans at age 40
- Antidote Health Plan of Ohio, Inc. — Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx · $515.22/mo · deductible $7,500 · MOOP $10,600
- Molina Healthcare — Molina Silver Saver with Four Free PCP Visits · $525.17/mo · deductible $7,000 · MOOP $10,150
- Molina Healthcare — Molina Silver Smart Heart Health · $525.44/mo · deductible $6,000 · MOOP $8,990
See the Toledo city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).