What ACA marketplace plans are available in Vance County, North Carolina in 2026?

Vance County, North Carolina has 48 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $498 to $1,229 and a benchmark (second-lowest-cost silver) plan at $641 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Ambetter of North CarolinaClear Silver with $0 Insulin Options · $640.59/mo · deductible $7,000 · MOOP $7,000
  • Ambetter of North CarolinaStandard Silver · $640.80/mo · deductible $6,000 · MOOP $8,900
  • Ambetter of North CarolinaEnhanced Asthma/COPD Care Silver with $0 Drug Options · $657.53/mo · deductible $5,900 · MOOP $8,150

See the full Vance County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).