What ACA marketplace plans are available in Waco, Texas in 2026?
Waco, Texas (population 143,570), covering ZIP codes 76701, 76702, 76703, 76704, 76705 and 11 more sits in McLennan County, where 44 ACA marketplace plans from 3 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $724 per month for a 40-year-old. 2027 plans for McLennan County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Texas (License #3124008) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Ambetter from Superior HealthPlan — Standard Silver · $720.67/mo · deductible $6,000 · MOOP $8,900
- Ambetter from Superior HealthPlan — Focused Silver · $724.36/mo · deductible $6,300 · MOOP $8,400
- Ambetter from Superior HealthPlan — Enhanced Diabetes Care Silver with $0 Drug Options · $731.17/mo · deductible $5,000 · MOOP $8,650
See the Waco city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).