What ACA marketplace plans are available in West Palm Beach, Florida in 2026?
West Palm Beach, Florida (population 122,290), covering ZIP codes 33401, 33402, 33403, 33404, 33405 and 12 more sits in Palm Beach County, where 195 ACA marketplace plans from 11 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $676 per month for a 40-year-old. 2027 plans for Palm Beach County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Florida (License #G064409) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Wellpoint — Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) · $674.23/mo · deductible $3,500 · MOOP $10,150
- Oscar Health Maintenance Organization of Florida — Silver Simple PCP Saver · $676.38/mo · deductible $5,000 · MOOP $9,250
- Wellpoint — Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) · $676.94/mo · deductible $1,850 · MOOP $9,100
See the West Palm Beach city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).