ACA Direct Answers

What ACA marketplace plans are available in Wharton County, Texas in 2026?

Wharton County, Texas has 48 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $465 to $1,058 and a benchmark (second-lowest-cost silver) plan at $715 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Ambetter from Superior HealthPlan — Standard Silver · $711.80/mo · deductible $6,000 · MOOP $8,900
  • Ambetter from Superior HealthPlan — Focused Silver · $715.45/mo · deductible $6,300 · MOOP $8,400
  • UnitedHealthcare — UHC Silver Standard · $715.60/mo · deductible $6,000 · MOOP $8,900

See the full Wharton County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).