ACA Direct Answers

What ACA marketplace plans are available in Willacy County, Texas in 2026?

Willacy County, Texas has 54 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $432 to $840 and a benchmark (second-lowest-cost silver) plan at $718 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Blue Cross and Blue Shield of Texas — Blue Advantage Silver HMO℠ Standard · $710.18/mo · deductible $6,000 · MOOP $8,900
  • Blue Cross and Blue Shield of Texas — Blue Advantage Silver HMO℠ 205 · $718.02/mo · deductible $1,450 · MOOP $10,600
  • Blue Cross and Blue Shield of Texas — Blue Advantage Plus Silver℠ 202 · $724.24/mo · deductible $1,250 · MOOP $10,500

See the full Willacy County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).