How do I apply on HealthCare.gov?
To apply on HealthCare.gov you create an account, submit a Marketplace application with your household size and estimated 2026 income, review your eligibility results for a Premium Tax Credit or Medicaid, then compare plans and enroll, per HealthCare.gov (2026).
More on this topic: health insurance marketplace
What the government has said, on the record
Here's how a federal official described it, on the record:
“There are several ways to apply for and enroll in Marketplace health coverage.”
— Centers for Medicare & Medicaid Services (HealthCare.gov), Centers for Medicare & Medicaid Services (U.S. Department of Health & Human Services), HealthCare.gov, How to apply & enroll (source)
Editor's note: From official HealthCare.gov (CMS) consumer guidance. Rules and figures can change by plan year — confirm current details at HealthCare.gov.
Who said this
Centers for Medicare & Medicaid Services (HealthCare.gov) · Centers for Medicare & Medicaid Services (U.S. Department of Health & Human Services)
Action steps
- Create an account at HealthCare.gov.
- Complete the application with household size and estimated 2026 income.
- Review eligibility results.
- Compare plans and enroll before your deadline.
Also asked as
- How to enroll in Obamacare
Sources
Last verified: 2026-07-19