ACA marketplace plans in Rochester, New Hampshire (2026)
Rochester, New Hampshire (population 33,144, ACS 2020-2024), covering ZIP codes 03839, 03866, 03867, 03868 sits in Strafford County, where 46 ACA marketplace plans from 4 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $388 per month for a 40-year-old. 2027 plans for Strafford County are now available.
City stats
- Population: 33,144 (ACS 2020-2024)
- Uninsured rate: 5.6% (ACS 2020-2024, table S2701)
- Median household income: $80,836 (ACS 2020-2024, table B19013)
ZIP codes covered
03839, 03866, 03867, 03868
Source: GeoNames US postal 2026-07-22.
Five lowest-cost plans in Strafford County (age 40)
- Anthem Blue Cross and Blue Shield — Anthem Catastrophic Pathway X Enhanced · Catastrophic · $277.59/mo · deductible $10,600 · MOOP $10,600
- WellSense Health Plan — WellSense Clarity NH Bronze 6500 HSA + $0 Rx List + 24/7 Nurse Advice · Expanded Bronze · $316.89/mo · deductible $6,500 · MOOP $10,600
- WellSense Health Plan — WellSense Clarity NH Bronze 7500 HSA + $0 Rx List + 24/7 Nurse Advice · Expanded Bronze · $320.36/mo · deductible $7,500 · MOOP $10,000
- WellSense Health Plan — WellSense Clarity NH Bronze 7600 HSA + $0 Rx List + 24/7 Nurse Advice · Expanded Bronze · $321.00/mo · deductible $7,600 · MOOP $7,600
- Anthem Blue Cross and Blue Shield — Anthem Bronze Pathway X Enhanced 7000/0% ($0 Virtual PCP + $0 Select Drugs) · Expanded Bronze · $323.59/mo · deductible $7,000 · MOOP $10,000
See the full Strafford County plan table with every issuer, metal tier, and cost-sharing figure →
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (Congressional Research Service report R48290; KFF's 2026 premium tracker).
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan and premium figures come from this file.
- American Community Survey 5-Year Estimates, 2020-2024 — U.S. Census Bureau. Population/income/uninsured figures where present.
- ZIP-city association: GeoNames US postal 2026-07-22 — postal geography derived from USPS ZIP city listings.
- Full methodology: how we source and interpret this data →