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ACA marketplace plans in Salem, Oregon (2026)

Salem, Oregon (population 178,865, ACS 2020-2024), covering ZIP codes 97301, 97302, 97303, 97304, 97305 and 9 more sits in Marion County, where 56 ACA marketplace plans from 6 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $536 per month for a 40-year-old. 2027 plans for Marion County are now available.

Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, Licensed Insurance Agent (NPN 20983651) · reviewed Jul 25, 2026

City stats

  • Population: 178,865 (ACS 2020-2024)
  • Uninsured rate: 7.4% (ACS 2020-2024, table S2701)
  • Median household income: $75,487 (ACS 2020-2024, table B19013)

ZIP codes covered

97301, 97302, 97303, 97304, 97305, 97306, 97308, 97309, 97310, 97311, 97312, 97313, 97314, 97317

Source: GeoNames US postal 2026-07-22.

Five lowest-cost plans in Marion County (age 40)

  • Regence BlueCross BlueShield of Oregon — Bronze Essential 9000 With 4 Copay No Deductible Office Visits Legacy · Expanded Bronze · $439.67/mo · deductible $9,000 · MOOP $10,600
  • Regence BlueCross BlueShield of Oregon — Regence Standard Bronze Plan Legacy · Expanded Bronze · $473.21/mo · deductible $9,200 · MOOP $9,200
  • Kaiser Permanente — KP Oregon Standard Bronze Plan · Expanded Bronze · $474.00/mo · deductible $9,200 · MOOP $9,200
  • Kaiser Permanente — KP OR Bronze 6000 · Expanded Bronze · $481.00/mo · deductible $6,000 · MOOP $8,900
  • Kaiser Permanente — KP OR Bronze HSA 7100 · Expanded Bronze · $482.00/mo · deductible $7,100 · MOOP $7,100

See the full Marion County plan table with every issuer, metal tier, and cost-sharing figure →

Subsidy context for 2026

The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (Congressional Research Service report R48290; KFF's 2026 premium tracker).

Sources

Other cities in Oregon

Browse every U.S. city with 2026 marketplace data →

See the plain-English answer version →