2027 ACA marketplace plans in Cleveland County, North Carolina
Updated with 2027 plan data from HealthCare.gov.
Cleveland County, North Carolina has 72 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $570 to $1,150 and a benchmark (second-lowest-cost silver) plan at $657 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Ambetter of North Carolina | Signature Expanded Bronze with Atrium Health | Bronze | $569.90 | $7,500 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze with Atrium Health | Bronze | $576.89 | $9,350 | $11,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Classic Standard | with Atrium Health | Bronze | $582.15 | $7,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Classic 4700 | with Atrium Health | Bronze | $582.36 | $4,700 | $12,000 |
| Ambetter of North Carolina | Signature Expanded Bronze with Atrium Health + Vision + Adult Dental | Bronze | $587.17 | $7,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health | Bronze | $593.47 | $5,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Simple Diabetes | with Atrium Health | Bronze | $593.70 | $5,500 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze with Atrium Health + Vision + Adult Dental | Bronze | $594.36 | $9,350 | $11,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Simple Chronic Care CKM | with Atrium Health | Bronze | $604.77 | $5,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Simple Diabetes with Adult Dental & Vision | with Atrium Health | Bronze | $613.88 | $5,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Limited Statewide Doctors | Bronze | $614.68 | $7,000 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Elite + PCP Saver Plus | with Atrium Health | Bronze | $616.53 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Limited Statewide Doctors | Bronze | $630.83 | $7,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Elite + PCP Saver Plus with Adult Dental & Vision | with Atrium Health | Bronze | $636.72 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Limited Statewide Doctors | Bronze | $640.46 | $4,000 | $12,000 |
| Ambetter of North Carolina | Elite Bronze with Atrium Health | Bronze | $640.89 | $0 | $11,900 |
| Ambetter of North Carolina | Streamlined Silver with Atrium Health | Silver | $643.51 | $4,700 | $11,300 |
| Ambetter of North Carolina | Signature Silver with Atrium Health | Silver | $657.41 | $6,400 | $10,300 |
| Ambetter of North Carolina | Elite Bronze with Atrium Health + Vision + Adult Dental | Bronze | $660.30 | $0 | $11,900 |
| Blue Cross and Blue Shield of NC | Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Atrium Health | Bronze | $662.62 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Bronze HSA Eligible Plus | Integrated | Limited Statewide Doctors | Bronze | $662.80 | $8,700 | $8,700 |
| Ambetter of North Carolina | Focused Silver with Atrium Health | Silver | $665.96 | $6,300 | $9,600 |
| Ambetter of North Carolina | Signature Silver with Atrium Health + Vision + Adult Dental | Silver | $677.32 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Local Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Atrium Health | Bronze | $680.30 | $7,500 | $12,000 |
| Ambetter of North Carolina | Focused Silver with Atrium Health + Vision + Adult Dental | Silver | $686.14 | $6,300 | $9,600 |
| Blue Cross and Blue Shield of NC | Blue Local Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | with Atrium Health | Bronze | $689.83 | $4,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Local Bronze HSA Eligible Plus | Integrated | with Atrium Health | Bronze | $714.12 | $8,700 | $8,700 |
| Oscar Health Plan of North Carolina, Inc | Silver Classic Standard | with Atrium Health | Silver | $727.19 | $6,400 | $10,300 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple PCP Saver | with Atrium Health | Silver | $730.44 | $5,750 | $10,000 |
| Oscar Health Plan of North Carolina, Inc | Silver Core Plan | with Atrium Health | Silver | $732.37 | $9,000 | $10,300 |
| Ambetter of North Carolina | Signature Gold with Atrium Health | Gold | $734.53 | $2,500 | $8,600 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Diabetes | with Atrium Health | Silver | $744.94 | $6,500 | $10,600 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health | Silver | $746.34 | $6,200 | $10,300 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Women's Health with Menopause Benefits | with Atrium Health | Silver | $750.32 | $6,000 | $10,600 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Chronic Care CKM | with Atrium Health | Silver | $752.89 | $6,500 | $10,500 |
| Ambetter of North Carolina | Signature Gold with Atrium Health + Vision + Adult Dental | Gold | $756.78 | $2,500 | $8,600 |
| Ambetter of North Carolina | Complete Gold with Atrium Health | Gold | $763.52 | $1,450 | $9,500 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Diabetes with Adult Dental & Vision | with Atrium Health | Silver | $765.13 | $6,500 | $10,600 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors | Bronze | $782.23 | $7,000 | $12,000 |
| Ambetter of North Carolina | Complete Gold with Atrium Health + Vision + Adult Dental | Gold | $786.64 | $1,450 | $9,500 |
| Oscar Health Plan of North Carolina, Inc | Gold Classic Standard | with Atrium Health | Gold | $800.08 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors | Bronze | $803.49 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors | Bronze | $807.07 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Statewide Doctors | Bronze | $814.42 | $4,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors | Bronze | $827.12 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Limited Statewide Doctors | Silver | $832.27 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Limited Statewide Doctors | Silver | $838.43 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Nationwide Doctors | Bronze | $840.17 | $4,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze HSA Eligible Plus | Integrated | Statewide Doctors | Bronze | $842.09 | $8,700 | $8,700 |
| Blue Cross and Blue Shield of NC | Blue Value Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Limited Statewide Doctors | Silver | $850.65 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors | Gold | $857.59 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Value Gold Standard A | $30 PCP | $15 Tier 1 Rx | Limited Statewide Doctors | Gold | $865.18 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze HSA Eligible Plus | Integrated | Nationwide Doctors | Bronze | $868.12 | $8,700 | $8,700 |
| Blue Cross and Blue Shield of NC | Blue Value Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Limited Statewide Doctors | Gold | $878.28 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Local Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | with Atrium Health | Silver | $897.02 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Local Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | with Atrium Health | Silver | $903.41 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Local Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health | Silver | $916.29 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health | Gold | $923.19 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Local Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Atrium Health | Gold | $931.25 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Local Gold All Copay A | $30 PCP | $10 Tier 1 Rx | with Atrium Health | Gold | $944.24 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Statewide Doctors | Silver | $1,058.53 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Statewide Doctors | Silver | $1,066.90 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors | Silver | $1,081.52 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors | Gold | $1,089.38 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Nationwide Doctors | Silver | $1,092.05 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Nationwide Doctors | Silver | $1,098.31 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Care Gold Standard A | $30 PCP | $15 Tier 1 Rx | Statewide Doctors | Gold | $1,099.83 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Care Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Statewide Doctors | Gold | $1,114.58 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors | Silver | $1,115.50 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors | Gold | $1,123.52 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold Standard A | $30 PCP | $15 Tier 1 Rx | Nationwide Doctors | Gold | $1,132.42 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Nationwide Doctors | Gold | $1,149.85 | $0 | $12,000 |
Questions about 2027 plans in Cleveland County
- How many ACA plans are available in Cleveland County for 2027?
- Cleveland County, North Carolina has 72 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Cleveland County?
- The 2027 benchmark (second-lowest-cost silver) premium in Cleveland County is $657 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Cleveland County?
- The cheapest 2027 plan in Cleveland County is Signature Expanded Bronze with Atrium Health from Ambetter of North Carolina, a Bronze plan at $570 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Blue Cross and Blue Shield of NC — all 2027 Blue Cross and Blue Shield of NC plans in North Carolina
- Oscar Health Plan of North Carolina, Inc — all 2027 Oscar Health Plan of North Carolina, Inc plans in North Carolina
- Ambetter of North Carolina — all 2027 Ambetter of North Carolina plans in North Carolina
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.