Blue Cross and Blue Shield of NC 2027 ACA Marketplace plans in North Carolina
Blue Cross and Blue Shield of NC offers 166 ACA Marketplace plans in 100 North Carolina counties for 2027, with full-price monthly premiums for a 40-year-old from $499 to $1,150 before any premium tax credit, per CMS 2027 plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated with 2027 CMS plan data.
2027 Blue Cross and Blue Shield of NC plans by metal level
| Metal | Plans | Lowest age 40 | Median age 40 | Highest age 40 | Lowest deductible |
|---|---|---|---|---|---|
| Expanded Bronze | 64 | $498.84 | $761.15 | $868.12 | $4,000 |
| Silver | 51 | $675.31 | $1,006.78 | $1,115.50 | $2,700 |
| Gold | 51 | $694.98 | $1,038.06 | $1,149.85 | $0 |
Premiums are full price per month for one 40-year-old, before any premium tax credit, across every county where the plan is sold. 57 of these plans are CMS standardized plans.
Cheapest 2027 Blue Cross and Blue Shield of NC plan at each metal level
| Metal | Plan | Plan ID | Age 40 | Deductible | MOOP | County |
|---|---|---|---|---|---|---|
| Expanded Bronze | Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with UNC Health Alliance | 11512NC0390031 | $498.84 | $7,000 | $12,000 | Franklin |
| Silver | Blue Home Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | with UNC Health Alliance | 11512NC0390013 | $675.31 | $2,700 | $12,000 | Franklin |
| Gold | Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance | 11512NC0390001 | $694.98 | $1,800 | $12,000 | Franklin |
North Carolina counties Blue Cross and Blue Shield of NC serves in 2027 (100)
- Alamance — 10 plans, from $507.37
- Alexander — 30 plans, from $628.51
- Alleghany — 20 plans, from $731.53
- Anson — 26 plans, from $638.07
- Ashe — 20 plans, from $731.53
- Avery — 20 plans, from $714.40
- Beaufort — 20 plans, from $729.92
- Bertie — 20 plans, from $722.82
- Bladen — 20 plans, from $740.52
- Brunswick — 30 plans, from $634.67
- Buncombe — 20 plans, from $714.40
- Burke — 30 plans, from $628.51
- Cabarrus — 32 plans, from $507.06
- Caldwell — 30 plans, from $628.51
- Camden — 20 plans, from $722.82
- Carteret — 20 plans, from $729.92
- Caswell — 10 plans, from $507.37
- Catawba — 30 plans, from $628.51
- Chatham — 10 plans, from $507.37
- Cherokee — 20 plans, from $714.40
- Chowan — 20 plans, from $722.82
- Clay — 20 plans, from $714.40
- Cleveland — 40 plans, from $614.68
- Columbus — 30 plans, from $634.67
- Craven — 20 plans, from $729.92
- Cumberland — 20 plans, from $740.52
- Currituck — 20 plans, from $722.82
- Dare — 20 plans, from $729.92
- Davidson — 32 plans, from $549.68
- Davie — 26 plans, from $549.68
- Duplin — 30 plans, from $634.67
- Durham — 10 plans, from $507.37
- Edgecombe — 20 plans, from $729.62
- Forsyth — 32 plans, from $549.68
- Franklin — 10 plans, from $498.84
- Gaston — 40 plans, from $614.68
- Gates — 20 plans, from $722.82
- Graham — 20 plans, from $714.40
- Granville — 20 plans, from $767.73
- Greene — 20 plans, from $729.62
- Guilford — 32 plans, from $513.55
- Halifax — 20 plans, from $722.82
- Harnett — 20 plans, from $740.52
- Haywood — 20 plans, from $714.40
- Henderson — 20 plans, from $714.40
- Hertford — 20 plans, from $722.82
- Hoke — 20 plans, from $740.52
- Hyde — 20 plans, from $729.92
- Iredell — 30 plans, from $628.51
- Jackson — 20 plans, from $714.40
- Johnston — 10 plans, from $498.84
- Jones — 20 plans, from $729.92
- Lee — 10 plans, from $507.37
- Lenoir — 20 plans, from $729.92
- Lincoln — 40 plans, from $614.68
- Macon — 20 plans, from $714.40
- Madison — 20 plans, from $714.40
- Martin — 20 plans, from $722.82
- McDowell — 20 plans, from $714.40
- Mecklenburg — 32 plans, from $507.06
- Mitchell — 20 plans, from $714.40
- Montgomery — 20 plans, from $724.28
- Moore — 20 plans, from $724.28
- Nash — 30 plans, from $599.60
- New Hanover — 30 plans, from $634.67
- Northampton — 20 plans, from $722.82
- Onslow — 30 plans, from $634.67
- Orange — 10 plans, from $507.37
- Pamlico — 20 plans, from $729.92
- Pasquotank — 20 plans, from $722.82
- Pender — 30 plans, from $634.67
- Perquimans — 20 plans, from $722.82
- Person — 10 plans, from $507.37
- Pitt — 20 plans, from $729.62
- Polk — 20 plans, from $714.40
- Randolph — 32 plans, from $513.55
- Richmond — 20 plans, from $740.52
- Robeson — 20 plans, from $740.52
- Rockingham — 26 plans, from $593.02
- Rowan — 32 plans, from $507.06
- Rutherford — 20 plans, from $714.40
- Sampson — 20 plans, from $740.52
- Scotland — 20 plans, from $740.52
- Stanly — 26 plans, from $638.07
- Stokes — 32 plans, from $549.68
- Surry — 30 plans, from $610.03
- Swain — 20 plans, from $714.40
- Transylvania — 20 plans, from $714.40
- Tyrrell — 20 plans, from $729.92
- Union — 32 plans, from $507.06
- Vance — 20 plans, from $767.73
- Wake — 10 plans, from $498.84
- Warren — 20 plans, from $767.73
- Washington — 20 plans, from $729.92
- Watauga — 20 plans, from $731.53
- Wayne — 20 plans, from $729.62
- Wilkes — 30 plans, from $575.00
- Wilson — 20 plans, from $729.62
- Yadkin — 32 plans, from $549.68
- Yancey — 20 plans, from $714.40
Questions about Blue Cross and Blue Shield of NC 2027 plans in North Carolina
- Does Blue Cross and Blue Shield of NC sell Marketplace plans in North Carolina for 2027?
- Yes. Blue Cross and Blue Shield of NC sells 166 ACA Marketplace plans in 100 North Carolina counties for 2027 (metal levels: Expanded Bronze, Silver, Gold), per CMS 2027 plan data.
- How much does Blue Cross and Blue Shield of NC cost in North Carolina in 2027?
- For 2027, Blue Cross and Blue Shield of NC plans in North Carolina cost from $499 to $1,150 per month at full price for a 40-year-old, before any premium tax credit, per CMS 2027 plan data. Your price depends on your county, age, plan and any premium tax credit you qualify for.
- What is the cheapest Blue Cross and Blue Shield of NC plan in North Carolina for 2027?
- The cheapest Blue Cross and Blue Shield of NC plan in North Carolina for 2027 is Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with UNC Health Alliance (Expanded Bronze, plan ID 11512NC0390031) at $498.84 per month for a 40-year-old before tax credits (lowest price, in Franklin), with a $7,000 deductible and a $12,000 out-of-pocket maximum.
- Which North Carolina counties does Blue Cross and Blue Shield of NC cover in 2027?
- Blue Cross and Blue Shield of NC covers 100 North Carolina counties in 2027. By number of plans offered: Cleveland (40 plans), Gaston (40 plans), Lincoln (40 plans), Cabarrus (32 plans), Davidson (32 plans), Forsyth (32 plans), Guilford (32 plans), Mecklenburg (32 plans), Randolph (32 plans), Rowan (32 plans), and 90 more.
- How do I enroll in a Blue Cross and Blue Shield of NC plan for 2027?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. A licensed agent can compare Blue Cross and Blue Shield of NC plans with other 2027 options and enroll you. You can also enroll yourself at HealthCare.gov. Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027.
Sources
- CMS 2027 Plan Attributes public use file (HealthCare.gov states) — plan counts, premiums, deductibles and out-of-pocket maximums on this page.
- Blue Cross and Blue Shield of NC member services for existing members (as listed in CMS plan data): 1-800-324-4973