2027 ACA marketplace plans in Durham County, North Carolina
Updated with 2027 plan data from HealthCare.gov.
Durham County, North Carolina has 29 ACA marketplace plans from 2 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $507 to $723 and a benchmark (second-lowest-cost silver) plan at $583 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of NC | Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with UNC Health Alliance | Bronze | $507.37 | $7,000 | $12,000 |
| Ambetter of North Carolina | Signature Expanded Bronze | Bronze | $510.34 | $7,500 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze | Bronze | $518.33 | $9,350 | $11,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with UNC Health Alliance | Bronze | $520.84 | $7,500 | $12,000 |
| Ambetter of North Carolina | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $525.79 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | with UNC Health Alliance | Bronze | $528.08 | $4,000 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze + Vision + Adult Dental | Bronze | $534.03 | $9,350 | $11,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze HSA Eligible Plus | Integrated | with UNC Health Alliance | Bronze | $546.79 | $8,700 | $8,700 |
| Ambetter of North Carolina | Elite Bronze | Bronze | $575.84 | $0 | $11,900 |
| Ambetter of North Carolina | Streamlined Silver | Silver | $578.20 | $4,700 | $11,300 |
| Ambetter of North Carolina | Clear Silver with $0 Insulin Options | Silver | $583.39 | $7,900 | $7,900 |
| Ambetter of North Carolina | Signature Silver | Silver | $589.74 | $6,400 | $10,300 |
| Ambetter of North Carolina | Elite Bronze + Vision + Adult Dental | Bronze | $593.28 | $0 | $11,900 |
| Ambetter of North Carolina | Enhanced CHF Heart Care Silver $0 Rx Options | Silver | $599.03 | $5,200 | $10,300 |
| Ambetter of North Carolina | Clear Silver with $0 Insulin Options + Vision + Adult Dental | Silver | $601.06 | $7,900 | $7,900 |
| Ambetter of North Carolina | Signature Silver + Vision + Adult Dental | Silver | $607.61 | $6,400 | $10,300 |
| Ambetter of North Carolina | Enhanced Asthma/COPD Care Silver $0 Rx Options | Silver | $609.18 | $5,900 | $9,400 |
| Ambetter of North Carolina | Enhanced CHF Heart Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $617.18 | $5,200 | $10,300 |
| Ambetter of North Carolina | Enhanced Asthma/COPD Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $627.63 | $5,900 | $9,400 |
| Ambetter of North Carolina | Signature Gold | Gold | $650.58 | $2,500 | $8,600 |
| Ambetter of North Carolina | Signature Gold + Vision + Adult Dental | Gold | $670.28 | $2,500 | $8,600 |
| Ambetter of North Carolina | Complete Gold | Gold | $686.02 | $1,450 | $9,500 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | with UNC Health Alliance | Silver | $686.86 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | with UNC Health Alliance | Silver | $691.78 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance | Silver | $701.62 | $3,500 | $12,000 |
| Ambetter of North Carolina | Complete Gold + Vision + Adult Dental | Gold | $706.80 | $1,450 | $9,500 |
| Blue Cross and Blue Shield of NC | Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance | Gold | $706.86 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Gold Standard A | $30 PCP | $15 Tier 1 Rx | with UNC Health Alliance | Gold | $713.07 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Home Gold All Copay A | $30 PCP | $10 Tier 1 Rx | with UNC Health Alliance | Gold | $722.99 | $0 | $12,000 |
Questions about 2027 plans in Durham County
- How many ACA plans are available in Durham County for 2027?
- Durham County, North Carolina has 29 ACA marketplace plans from 2 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Durham County?
- The 2027 benchmark (second-lowest-cost silver) premium in Durham County is $583 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Durham County?
- The cheapest 2027 plan in Durham County is Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with UNC Health Alliance from Blue Cross and Blue Shield of NC, a Bronze plan at $507 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Ambetter of North Carolina — all 2027 Ambetter of North Carolina plans in North Carolina
- Blue Cross and Blue Shield of NC — all 2027 Blue Cross and Blue Shield of NC plans in North Carolina
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.