2027 ACA marketplace plans in Rowan County, North Carolina
Updated with CMS 2027 plan data.
Rowan County, North Carolina has 47 ACA marketplace plans from 2 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $507 to $1,107 and a benchmark (second-lowest-cost silver) plan at $626 per month, before any premium tax credit, per CMS 2027 plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 3, 2026 from the CMS 2027 plan public use files. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of NC | Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Novant Health | Expanded Bronze | $507.06 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Novant Health | Expanded Bronze | $520.55 | $7,500 | $12,000 |
| Ambetter of North Carolina | Signature Expanded Bronze with Atrium Health | Expanded Bronze | $542.63 | $7,500 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze with Atrium Health | Expanded Bronze | $549.28 | $9,350 | $11,000 |
| Ambetter of North Carolina | Signature Expanded Bronze with Atrium Health + Vision + Adult Dental | Expanded Bronze | $559.06 | $7,500 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze with Atrium Health + Vision + Adult Dental | Expanded Bronze | $565.92 | $9,350 | $11,000 |
| Ambetter of North Carolina | Elite Bronze with Atrium Health | Expanded Bronze | $610.22 | $0 | $11,900 |
| Ambetter of North Carolina | Streamlined Silver with Atrium Health | Silver | $612.72 | $4,700 | $11,300 |
| Ambetter of North Carolina | Signature Silver with Atrium Health | Silver | $625.94 | $6,400 | $10,300 |
| Ambetter of North Carolina | Elite Bronze with Atrium Health + Vision + Adult Dental | Expanded Bronze | $628.70 | $0 | $11,900 |
| Ambetter of North Carolina | Focused Silver with Atrium Health | Silver | $634.09 | $6,300 | $9,600 |
| Blue Cross and Blue Shield of NC | Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Atrium Health | Expanded Bronze | $638.07 | $7,000 | $12,000 |
| Ambetter of North Carolina | Signature Silver with Atrium Health + Vision + Adult Dental | Silver | $644.90 | $6,400 | $10,300 |
| Ambetter of North Carolina | Focused Silver with Atrium Health + Vision + Adult Dental | Silver | $653.30 | $6,300 | $9,600 |
| Blue Cross and Blue Shield of NC | Blue Local Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Atrium Health | Expanded Bronze | $655.12 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | with Novant Health | Silver | $686.39 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | with Novant Health | Silver | $691.28 | $6,400 | $10,300 |
| Ambetter of North Carolina | Signature Gold with Atrium Health | Gold | $699.37 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Novant Health | Gold | $706.47 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Home Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Novant Health | Gold | $712.65 | $2,500 | $8,600 |
| Ambetter of North Carolina | Signature Gold with Atrium Health + Vision + Adult Dental | Gold | $720.56 | $2,500 | $8,600 |
| Ambetter of North Carolina | Complete Gold with Atrium Health | Gold | $726.97 | $1,450 | $9,500 |
| Ambetter of North Carolina | Complete Gold with Atrium Health + Vision + Adult Dental | Gold | $748.99 | $1,450 | $9,500 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors | Expanded Bronze | $753.25 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors | Expanded Bronze | $773.74 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors | Expanded Bronze | $777.18 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Statewide Doctors | Expanded Bronze | $784.26 | $4,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors | Expanded Bronze | $796.49 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Nationwide Doctors | Expanded Bronze | $809.05 | $4,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze HSA Eligible Plus | Integrated | Statewide Doctors | Expanded Bronze | $810.89 | $8,700 | $8,700 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze HSA Eligible Plus | Integrated | Nationwide Doctors | Expanded Bronze | $835.97 | $8,700 | $8,700 |
| Blue Cross and Blue Shield of NC | Blue Local Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | with Atrium Health | Silver | $863.80 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Local Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | with Atrium Health | Silver | $869.95 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health | Gold | $888.99 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Local Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Atrium Health | Gold | $896.76 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Statewide Doctors | Silver | $1,019.33 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Statewide Doctors | Silver | $1,027.38 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors | Silver | $1,041.45 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors | Gold | $1,049.03 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Nationwide Doctors | Silver | $1,051.60 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Nationwide Doctors | Silver | $1,057.63 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Care Gold Standard A | $30 PCP | $15 Tier 1 Rx | Statewide Doctors | Gold | $1,059.09 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Care Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Statewide Doctors | Gold | $1,073.30 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors | Silver | $1,074.18 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors | Gold | $1,081.90 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold Standard A | $30 PCP | $15 Tier 1 Rx | Nationwide Doctors | Gold | $1,090.48 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Nationwide Doctors | Gold | $1,107.26 | $0 | $12,000 |
Questions about 2027 plans in Rowan County
- How many ACA plans are available in Rowan County for 2027?
- Rowan County, North Carolina has 47 ACA marketplace plans from 2 insurers for 2027, per CMS 2027 plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Rowan County?
- The 2027 benchmark (second-lowest-cost silver) premium in Rowan County is $626 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Rowan County?
- The cheapest 2027 plan in Rowan County is Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Novant Health from Blue Cross and Blue Shield of NC, a Expanded Bronze plan at $507 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Blue Cross and Blue Shield of NC — all 2027 Blue Cross and Blue Shield of NC plans in North Carolina
- Ambetter of North Carolina — all 2027 Ambetter of North Carolina plans in North Carolina
Sources
- CMS PY2027 Plan Attributes and Rate public use files — plan, premium, deductible and out-of-pocket figures on this page are per CMS 2027 plan data from the Plan Year 2027 Qualified Health Plan public use files published by the Centers for Medicare & Medicaid Services.