2027 ACA marketplace plans in Stanly County, North Carolina
Updated with 2027 plan data from HealthCare.gov.
Stanly County, North Carolina has 58 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $541 to $1,107 and a benchmark (second-lowest-cost silver) plan at $626 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Oscar Health Plan of North Carolina, Inc | Bronze Classic Standard | with Atrium Health | Bronze | $540.87 | $7,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Classic 4700 | with Atrium Health | Bronze | $541.06 | $4,700 | $12,000 |
| Ambetter of North Carolina | Signature Expanded Bronze with Atrium Health | Bronze | $542.63 | $7,500 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze with Atrium Health | Bronze | $549.28 | $9,350 | $11,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health | Bronze | $551.38 | $5,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Simple Diabetes | with Atrium Health | Bronze | $551.59 | $5,500 | $12,000 |
| Ambetter of North Carolina | Signature Expanded Bronze with Atrium Health + Vision + Adult Dental | Bronze | $559.06 | $7,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Simple Chronic Care CKM | with Atrium Health | Bronze | $561.88 | $5,500 | $12,000 |
| Ambetter of North Carolina | Everyday Bronze with Atrium Health + Vision + Adult Dental | Bronze | $565.92 | $9,350 | $11,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Simple Diabetes with Adult Dental & Vision | with Atrium Health | Bronze | $570.35 | $5,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Elite + PCP Saver Plus | with Atrium Health | Bronze | $572.81 | $0 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Bronze Elite + PCP Saver Plus with Adult Dental & Vision | with Atrium Health | Bronze | $591.57 | $0 | $12,000 |
| Ambetter of North Carolina | Elite Bronze with Atrium Health | Bronze | $610.22 | $0 | $11,900 |
| Ambetter of North Carolina | Streamlined Silver with Atrium Health | Silver | $612.72 | $4,700 | $11,300 |
| Ambetter of North Carolina | Signature Silver with Atrium Health | Silver | $625.94 | $6,400 | $10,300 |
| Ambetter of North Carolina | Elite Bronze with Atrium Health + Vision + Adult Dental | Bronze | $628.70 | $0 | $11,900 |
| Ambetter of North Carolina | Focused Silver with Atrium Health | Silver | $634.09 | $6,300 | $9,600 |
| Blue Cross and Blue Shield of NC | Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Atrium Health | Bronze | $638.07 | $7,000 | $12,000 |
| Ambetter of North Carolina | Signature Silver with Atrium Health + Vision + Adult Dental | Silver | $644.90 | $6,400 | $10,300 |
| Ambetter of North Carolina | Focused Silver with Atrium Health + Vision + Adult Dental | Silver | $653.30 | $6,300 | $9,600 |
| Blue Cross and Blue Shield of NC | Blue Local Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | with Atrium Health | Bronze | $655.12 | $7,500 | $12,000 |
| Oscar Health Plan of North Carolina, Inc | Silver Classic Standard | with Atrium Health | Silver | $675.62 | $6,400 | $10,300 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple PCP Saver | with Atrium Health | Silver | $678.64 | $5,750 | $10,000 |
| Oscar Health Plan of North Carolina, Inc | Silver Core Plan | with Atrium Health | Silver | $680.43 | $9,000 | $10,300 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Diabetes | with Atrium Health | Silver | $692.11 | $6,500 | $10,600 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health | Silver | $693.41 | $6,200 | $10,300 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Women's Health with Menopause Benefits | with Atrium Health | Silver | $697.11 | $6,000 | $10,600 |
| Ambetter of North Carolina | Signature Gold with Atrium Health | Gold | $699.37 | $2,500 | $8,600 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Chronic Care CKM | with Atrium Health | Silver | $699.50 | $6,500 | $10,500 |
| Oscar Health Plan of North Carolina, Inc | Silver Simple Diabetes with Adult Dental & Vision | with Atrium Health | Silver | $710.87 | $6,500 | $10,600 |
| Ambetter of North Carolina | Signature Gold with Atrium Health + Vision + Adult Dental | Gold | $720.56 | $2,500 | $8,600 |
| Ambetter of North Carolina | Complete Gold with Atrium Health | Gold | $726.97 | $1,450 | $9,500 |
| Oscar Health Plan of North Carolina, Inc | Gold Classic Standard | with Atrium Health | Gold | $743.35 | $2,500 | $8,600 |
| Ambetter of North Carolina | Complete Gold with Atrium Health + Vision + Adult Dental | Gold | $748.99 | $1,450 | $9,500 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors | Bronze | $753.25 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors | Bronze | $773.74 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors | Bronze | $777.18 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Statewide Doctors | Bronze | $784.26 | $4,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctors | Bronze | $796.49 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | HSA Eligible | Nationwide Doctors | Bronze | $809.05 | $4,000 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Bronze HSA Eligible Plus | Integrated | Statewide Doctors | Bronze | $810.89 | $8,700 | $8,700 |
| Blue Cross and Blue Shield of NC | Blue Advantage Bronze HSA Eligible Plus | Integrated | Nationwide Doctors | Bronze | $835.97 | $8,700 | $8,700 |
| Blue Cross and Blue Shield of NC | Blue Local Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | with Atrium Health | Silver | $863.80 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Local Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | with Atrium Health | Silver | $869.95 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health | Gold | $888.99 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Local Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Atrium Health | Gold | $896.76 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Statewide Doctors | Silver | $1,019.33 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Statewide Doctors | Silver | $1,027.38 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors | Silver | $1,041.45 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors | Gold | $1,049.03 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Preferred | 3 Free PCP | $15 Tier 1 Rx | Integrated | Nationwide Doctors | Silver | $1,051.60 | $2,700 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Standard | $40 PCP | $20 Tier 1 Rx | Integrated | Nationwide Doctors | Silver | $1,057.63 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of NC | Blue Care Gold Standard A | $30 PCP | $15 Tier 1 Rx | Statewide Doctors | Gold | $1,059.09 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Care Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Statewide Doctors | Gold | $1,073.30 | $0 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors | Silver | $1,074.18 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors | Gold | $1,081.90 | $1,800 | $12,000 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold Standard A | $30 PCP | $15 Tier 1 Rx | Nationwide Doctors | Gold | $1,090.48 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of NC | Blue Advantage Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Nationwide Doctors | Gold | $1,107.26 | $0 | $12,000 |
Questions about 2027 plans in Stanly County
- How many ACA plans are available in Stanly County for 2027?
- Stanly County, North Carolina has 58 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Stanly County?
- The 2027 benchmark (second-lowest-cost silver) premium in Stanly County is $626 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Stanly County?
- The cheapest 2027 plan in Stanly County is Bronze Classic Standard | with Atrium Health from Oscar Health Plan of North Carolina, Inc, a Bronze plan at $541 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Blue Cross and Blue Shield of NC — all 2027 Blue Cross and Blue Shield of NC plans in North Carolina
- Oscar Health Plan of North Carolina, Inc — all 2027 Oscar Health Plan of North Carolina, Inc plans in North Carolina
- Ambetter of North Carolina — all 2027 Ambetter of North Carolina plans in North Carolina
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.