ACA marketplace plans in Sitka County, Alaska (2026)
Sitka County, Alaska has 15 ACA marketplace plans from 2 insurers in 2026, with monthly premiums for a 40-year-old ranging from $663 to $1,069 and a benchmark (second-lowest-cost silver) plan at $1,003 per month.
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| Moda Health Plan, Inc. | Moda Select Alaska Standard Bronze | Expanded Bronze | $519.00 | $663.00 | $1,409.00 | $7,500 | $10,000 |
| Premera Blue Cross Blue Shield of Alaska | Premera Blue Cross Standard Bronze II | Expanded Bronze | $542.41 | $693.21 | $1,472.11 | $7,500 | $10,000 |
| Moda Health Plan, Inc. | Moda Select Alaska Bronze HDHP 5500 | Expanded Bronze | $544.00 | $695.00 | $1,475.00 | $5,500 | $8,050 |
| Moda Health Plan, Inc. | Moda Select Alaska Bronze 6500 | Expanded Bronze | $546.00 | $698.00 | $1,483.00 | $6,500 | $9,000 |
| Premera Blue Cross Blue Shield of Alaska | Premera Blue Cross Preferred Bronze 5800 HSA | Expanded Bronze | $557.96 | $713.08 | $1,514.32 | $5,800 | $8,000 |
| Premera Blue Cross Blue Shield of Alaska | Premera Blue Cross Preferred Bronze 6350 | Expanded Bronze | $568.67 | $726.76 | $1,543.37 | $6,350 | $8,700 |
| Premera Blue Cross Blue Shield of Alaska | Premera Blue Cross Standard Gold | Gold | $689.83 | $881.61 | $1,872.21 | $2,000 | $8,200 |
| Premera Blue Cross Blue Shield of Alaska | Premera Blue Cross Alaska One Gold | Gold | $713.43 | $911.76 | $1,936.25 | $1,500 | $6,300 |
| Premera Blue Cross Blue Shield of Alaska | Premera Blue Cross Preferred Gold 1500 | Gold | $713.99 | $912.48 | $1,937.78 | $1,500 | $6,300 |
| Moda Health Plan, Inc. | Moda Select Alaska Standard Gold | Gold | $724.00 | $925.00 | $1,964.00 | $2,000 | $8,200 |
| Moda Health Plan, Inc. | Moda Select Alaska Gold 1500 | Gold | $736.00 | $940.00 | $1,997.00 | $1,500 | $6,000 |
| Premera Blue Cross Blue Shield of Alaska | Premera Blue Cross Standard Silver | Silver | $770.14 | $984.24 | $2,090.16 | $6,000 | $8,900 |
| Premera Blue Cross Blue Shield of Alaska | Premera Blue Cross Preferred Silver 4500 | Silver | $785.20 | $1,003.48 | $2,131.02 | $4,500 | $8,100 |
| Moda Health Plan, Inc. | Moda Select Alaska Standard Silver | Silver | $810.00 | $1,035.00 | $2,198.00 | $6,000 | $8,900 |
| Moda Health Plan, Inc. | Moda Select Alaska Silver 4500 | Silver | $836.00 | $1,069.00 | $2,269.00 | $4,500 | $7,750 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.