ACA marketplace plans in Cochise County, Arizona (2026)
Cochise County, Arizona has 25 ACA marketplace plans from 2 insurers in 2026, with monthly premiums for a 40-year-old ranging from $581 to $1,020 and a benchmark (second-lowest-cost silver) plan at $713 per month.
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| Ambetter from Arizona Complete Health | Everyday Bronze | Expanded Bronze | $454.25 | $580.53 | $1,232.83 | $8,450 | $10,150 |
| Ambetter from Arizona Complete Health | Standard Expanded Bronze | Expanded Bronze | $456.15 | $582.96 | $1,238.00 | $7,500 | $10,000 |
| Ambetter from Arizona Complete Health | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | $466.14 | $595.73 | $1,265.11 | $8,450 | $10,150 |
| Ambetter from Arizona Complete Health | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $468.09 | $598.22 | $1,270.41 | $7,500 | $10,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits) | Expanded Bronze | $481.08 | $614.82 | $1,305.64 | $10,150 | $10,150 |
| Ambetter from Arizona Complete Health | Choice Bronze HSA | Expanded Bronze | $493.18 | $630.29 | $1,338.50 | $7,250 | $7,250 |
| Ambetter from Arizona Complete Health | Choice Bronze HSA + Vision + Adult Dental | Expanded Bronze | $506.10 | $646.79 | $1,373.54 | $7,250 | $7,250 |
| Blue Cross Blue Shield of Arizona | AZ Blue StandardHealth Bronze Neighborhood | Expanded Bronze | $513.05 | $655.68 | $1,392.41 | $7,500 | $10,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue Portfolio Bronze HSA Neighborhood | Expanded Bronze | $573.32 | $732.70 | $1,555.98 | $7,100 | $7,100 |
| Ambetter from Arizona Complete Health | Standard Gold | Gold | $603.64 | $771.45 | $1,638.27 | $2,000 | $8,200 |
| Ambetter from Arizona Complete Health | Standard Gold + Vision + Adult Dental | Gold | $619.44 | $791.64 | $1,681.16 | $2,000 | $8,200 |
| Ambetter from Arizona Complete Health | Complete Gold | Gold | $629.53 | $804.53 | $1,708.53 | $1,450 | $7,500 |
| Ambetter from Arizona Complete Health | Complete Gold + Vision + Adult Dental | Gold | $646.01 | $825.60 | $1,753.26 | $1,450 | $7,500 |
| Ambetter from Arizona Complete Health | Elite Gold | Gold | $679.63 | $868.57 | $1,844.52 | $0 | $6,500 |
| Ambetter from Arizona Complete Health | Elite Gold + Vision + Adult Dental | Gold | $697.43 | $891.31 | $1,892.81 | $0 | $6,500 |
| Blue Cross Blue Shield of Arizona | AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) | Gold | $758.22 | $969.00 | $2,057.79 | $4,800 | $4,800 |
| Blue Cross Blue Shield of Arizona | AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) | Gold | $781.20 | $998.37 | $2,120.16 | $1,475 | $8,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue StandardHealth Gold Neighborhood | Gold | $798.30 | $1,020.22 | $2,166.57 | $2,000 | $8,200 |
| Ambetter from Arizona Complete Health | Standard Silver | Silver | $552.08 | $705.55 | $1,498.33 | $6,000 | $8,900 |
| Ambetter from Arizona Complete Health | Complete Silver | Silver | $558.07 | $713.21 | $1,514.59 | $5,950 | $8,850 |
| Ambetter from Arizona Complete Health | Standard Silver + Vision + Adult Dental | Silver | $566.53 | $724.02 | $1,537.56 | $6,000 | $8,900 |
| Ambetter from Arizona Complete Health | Complete Silver + Vision + Adult Dental | Silver | $572.68 | $731.88 | $1,554.24 | $5,950 | $8,850 |
| Blue Cross Blue Shield of Arizona | AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits) | Silver | $634.34 | $810.68 | $1,721.58 | $7,200 | $7,200 |
| Blue Cross Blue Shield of Arizona | AZ Blue StandardHealth Silver Neighborhood | Silver | $646.11 | $825.73 | $1,753.53 | $6,000 | $8,900 |
| Blue Cross Blue Shield of Arizona | AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) | Silver | $652.56 | $833.98 | $1,771.05 | $7,500 | $9,200 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.