ACA marketplace plans in Yavapai County, Arizona (2026)
Yavapai County, Arizona has 22 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $731 to $1,315 and a benchmark (second-lowest-cost silver) plan at $875 per month.
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| Cigna HealthCare of Arizona, Inc | Connect Bronze 7400 Indiv Med Deductible | Bronze | $659.18 | $842.43 | $1,789.01 | $7,400 | $10,600 |
| Imperial Insurance Companies, Inc. | Imperial Standard Bronze | Expanded Bronze | $571.97 | $730.97 | $1,552.32 | $7,500 | $10,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits) | Expanded Bronze | $585.85 | $748.71 | $1,589.98 | $10,150 | $10,150 |
| Blue Cross Blue Shield of Arizona | AZ Blue StandardHealth Bronze Neighborhood | Expanded Bronze | $624.78 | $798.47 | $1,695.64 | $7,500 | $10,000 |
| Cigna HealthCare of Arizona, Inc | Connect Bronze CMS Standard | Expanded Bronze | $690.40 | $882.33 | $1,873.75 | $7,500 | $10,000 |
| Cigna HealthCare of Arizona, Inc | Connect Bronze 9500 Indiv Med Deductible | Expanded Bronze | $692.26 | $884.71 | $1,878.79 | $9,500 | $9,500 |
| Blue Cross Blue Shield of Arizona | AZ Blue Portfolio Bronze HSA Neighborhood | Expanded Bronze | $698.17 | $892.27 | $1,894.84 | $7,100 | $7,100 |
| Imperial Insurance Companies, Inc. | Imperial Standard Gold | Gold | $786.95 | $1,005.72 | $2,135.78 | $2,000 | $8,200 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Gold | Gold | $797.43 | $1,019.12 | $2,164.23 | $1,000 | $8,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) | Gold | $923.34 | $1,180.03 | $2,505.94 | $4,800 | $4,800 |
| Blue Cross Blue Shield of Arizona | AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) | Gold | $951.32 | $1,215.79 | $2,581.89 | $1,475 | $8,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue StandardHealth Gold Neighborhood | Gold | $972.15 | $1,242.40 | $2,638.40 | $2,000 | $8,200 |
| Cigna HealthCare of Arizona, Inc | Connect Gold 2500 Indiv Med Deductible | Gold | $1,007.84 | $1,288.02 | $2,735.28 | $2,500 | $8,200 |
| Cigna HealthCare of Arizona, Inc | Connect Gold CMS Standard | Gold | $1,029.27 | $1,315.41 | $2,793.44 | $2,000 | $8,200 |
| Imperial Insurance Companies, Inc. | Imperial Standard Silver | Silver | $667.40 | $852.94 | $1,811.32 | $6,000 | $8,900 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Silver | Silver | $684.45 | $874.73 | $1,857.61 | $7,500 | $9,500 |
| Blue Cross Blue Shield of Arizona | AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits) | Silver | $772.48 | $987.23 | $2,096.50 | $7,200 | $7,200 |
| Blue Cross Blue Shield of Arizona | AZ Blue StandardHealth Silver Neighborhood | Silver | $786.82 | $1,005.55 | $2,135.41 | $6,000 | $8,900 |
| Blue Cross Blue Shield of Arizona | AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) | Silver | $794.68 | $1,015.60 | $2,156.75 | $7,500 | $9,200 |
| Cigna HealthCare of Arizona, Inc | Connect Silver CMS Standard | Silver | $892.64 | $1,140.79 | $2,422.62 | $6,000 | $8,900 |
| Cigna HealthCare of Arizona, Inc | Connect Silver 6100 Indiv Med Deductible | Silver | $893.52 | $1,141.92 | $2,425.01 | $6,100 | $8,500 |
| Cigna HealthCare of Arizona, Inc | Connect Silver 4000 Indiv Med Deductible | Silver | $894.73 | $1,143.46 | $2,428.30 | $4,000 | $9,700 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.