ACA marketplace plans in New Castle County, Delaware (2026)
New Castle County, Delaware has 40 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $468 to $1,020 and a benchmark (second-lowest-cost silver) plan at $692 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + No Referrals | Bronze | $424.36 | $542.33 | $1,151.71 | $10,600 | $10,600 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Major Events Select PPO Catastrophic 10600 - 3 Free PCP Visits | Catastrophic | $366.09 | $467.86 | $993.57 | $10,600 | $10,600 |
| Ambetter Health of Delaware | Everyday Bronze | Expanded Bronze | $437.14 | $558.65 | $1,186.37 | $8,450 | $10,150 |
| Ambetter Health of Delaware | Standard Expanded Bronze | Expanded Bronze | $438.79 | $560.77 | $1,190.86 | $7,500 | $10,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + No Referrals | Expanded Bronze | $450.42 | $575.64 | $1,222.44 | $7,500 | $10,000 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Bronze 9200 | Expanded Bronze | $452.43 | $578.21 | $1,227.90 | $9,200 | $9,200 |
| Ambetter Health of Delaware | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | $453.85 | $580.01 | $1,231.73 | $8,450 | $10,150 |
| Ambetter Health of Delaware | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $455.57 | $582.21 | $1,236.39 | $7,500 | $10,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Premier + No Referrals | Expanded Bronze | $459.46 | $587.19 | $1,246.97 | $3,850 | $10,600 |
| Ambetter Health of Delaware | Principal Bronze HSA | Expanded Bronze | $465.47 | $594.86 | $1,263.26 | $5,200 | $8,050 |
| Ambetter Health of Delaware | Principal Bronze HSA + Vision + Adult Dental | Expanded Bronze | $483.27 | $617.60 | $1,311.56 | $5,200 | $8,050 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Standard Bronze 7500 | Expanded Bronze | $488.74 | $624.61 | $1,326.44 | $7,500 | $10,000 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Bronze 3800 | Expanded Bronze | $493.88 | $631.18 | $1,340.39 | $3,800 | $9,900 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Bronze 3800 + Adult Dental and Vision | Expanded Bronze | $510.07 | $651.87 | $1,384.33 | $3,800 | $9,900 |
| Ambetter Health of Delaware | Clear Gold | Gold | $569.03 | $727.21 | $1,544.33 | $1,200 | $9,150 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + No Referrals | Gold | $577.81 | $738.43 | $1,568.15 | $2,000 | $8,300 |
| Ambetter Health of Delaware | Standard Gold | Gold | $583.42 | $745.60 | $1,583.38 | $2,000 | $8,300 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Standard Gold 2000 | Gold | $585.23 | $747.92 | $1,588.31 | $2,000 | $8,300 |
| Ambetter Health of Delaware | Clear Gold + Vision + Adult Dental | Gold | $590.79 | $755.02 | $1,603.38 | $1,200 | $9,150 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Gold 1700 HSA | Gold | $594.71 | $760.04 | $1,614.04 | $1,700 | $7,100 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Premier + No Referrals | Gold | $598.58 | $764.98 | $1,624.53 | $950 | $8,500 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Standard Gold 2000 + Adult Dental and Vision | Gold | $601.42 | $768.61 | $1,632.25 | $2,000 | $8,300 |
| Ambetter Health of Delaware | Standard Gold + Vision + Adult Dental | Gold | $605.73 | $774.11 | $1,643.92 | $2,000 | $8,300 |
| Ambetter Health of Delaware | Complete Gold | Gold | $611.02 | $780.87 | $1,658.27 | $1,450 | $7,500 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Gold 0 | Gold | $625.93 | $799.94 | $1,698.77 | $0 | $7,500 |
| Ambetter Health of Delaware | Complete Gold + Vision + Adult Dental | Gold | $634.38 | $810.72 | $1,721.68 | $1,450 | $7,500 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Gold 0 + Adult Dental and Vision | Gold | $642.13 | $820.64 | $1,742.74 | $0 | $7,500 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Premier Gold 0 + Adult Dental and Vision | Gold | $652.03 | $833.29 | $1,769.61 | $0 | $7,000 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Standard Platinum 0 | Platinum | $794.18 | $1,014.96 | $2,155.40 | $0 | $5,300 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Premier Platinum 0 + Adult Dental and Vision | Platinum | $798.48 | $1,020.46 | $2,167.07 | $0 | $5,000 |
| Ambetter Health of Delaware | Standard Silver | Silver | $536.18 | $685.23 | $1,455.17 | $6,000 | $8,900 |
| Ambetter Health of Delaware | Focused Silver | Silver | $541.25 | $691.70 | $1,468.92 | $6,300 | $8,400 |
| Ambetter Health of Delaware | Focused Silver + Vision + Adult Dental | Silver | $561.94 | $718.15 | $1,525.09 | $6,300 | $8,400 |
| Ambetter Health of Delaware | Elite Silver | Silver | $576.13 | $736.29 | $1,563.60 | $0 | $8,350 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature + No Referrals | Silver | $595.09 | $760.52 | $1,615.06 | $6,000 | $8,900 |
| Ambetter Health of Delaware | Elite Silver + Vision + Adult Dental | Silver | $598.16 | $764.44 | $1,623.38 | $0 | $8,350 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential + No Referrals | Silver | $599.11 | $765.66 | $1,625.97 | $6,100 | $9,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Premier + No Referrals | Silver | $599.74 | $766.47 | $1,627.69 | $400 | $10,200 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Standard Silver 6000 | Silver | $630.00 | $805.14 | $1,709.82 | $6,000 | $8,900 |
| Highmark Blue Cross Blue Shield Delaware | my Blue Access Select PPO Premier Silver 0 + Adult Dental and Vision | Silver | $698.93 | $893.23 | $1,896.90 | $0 | $9,700 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.