ACA marketplace plans in Hendry County, Florida (2026)
Hendry County, Florida has 96 ACA marketplace plans from 5 insurers in 2026, with monthly premiums for a 40-year-old ranging from $561 to $1,965 and a benchmark (second-lowest-cost silver) plan at $774 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze 24L01-01 (Rewards) | Bronze | $478.28 | $611.24 | $1,298.05 | $6,150 | $10,150 |
| UnitedHealthcare | UHC Bronze Essential- ($0 Virtual Urgent Care) | Bronze | $480.64 | $614.26 | $1,304.46 | $10,600 | $10,600 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronze | $480.70 | $614.34 | $1,304.62 | $10,600 | $10,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze 24K01-05 (Rewards) | Bronze | $532.25 | $680.22 | $1,444.53 | $6,150 | $10,150 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze 24J01-06 (Rewards) | Bronze | $635.64 | $812.35 | $1,725.13 | $6,150 | $10,150 |
| Wellpoint | Wellpoint Essential Catastrophic (+ Incentives) | Catastrophic | $439.14 | $561.22 | $1,191.83 | $10,600 | $10,600 |
| Wellpoint | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $465.74 | $595.22 | $1,264.02 | $6,000 | $10,600 |
| Wellpoint | Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $472.91 | $604.38 | $1,283.48 | $5,500 | $10,600 |
| Wellpoint | Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Expanded Bronze | $476.98 | $609.58 | $1,294.52 | $7,500 | $10,000 |
| Wellpoint | Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | $481.67 | $615.57 | $1,307.25 | $5,500 | $10,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) | Expanded Bronze | $496.33 | $634.31 | $1,347.04 | $7,500 | $10,000 |
| Molina Healthcare | Molina Bronze Standard | Expanded Bronze | $497.37 | $635.63 | $1,349.85 | $7,500 | $10,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) | Expanded Bronze | $500.58 | $639.74 | $1,358.57 | $6,650 | $7,400 |
| UnitedHealthcare | UHC Bronze Standard | Expanded Bronze | $503.62 | $643.63 | $1,366.83 | $7,500 | $10,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | $504.12 | $644.27 | $1,368.18 | $6,500 | $10,000 |
| Molina Healthcare | Molina Bronze Enhanced 3500 | Expanded Bronze | $509.57 | $651.24 | $1,382.98 | $3,500 | $9,950 |
| Molina Healthcare | Molina Bronze Enhanced 3500 Pluswith Adult Vision | Expanded Bronze | $513.12 | $655.77 | $1,392.62 | $3,500 | $9,950 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision) | Expanded Bronze | $521.35 | $666.29 | $1,414.95 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | Expanded Bronze | $521.79 | $666.85 | $1,416.14 | $0 | $10,600 |
| Molina Healthcare | Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision | Expanded Bronze | $525.64 | $671.77 | $1,426.60 | $3,500 | $9,950 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) | Expanded Bronze | $525.71 | $671.86 | $1,426.78 | $0 | $9,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) | Expanded Bronze | $528.50 | $675.42 | $1,434.35 | $0 | $9,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | $534.07 | $682.54 | $1,449.47 | $0 | $9,900 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | Expanded Bronze | $539.52 | $689.51 | $1,464.26 | $0 | $10,600 |
| Molina Healthcare | Molina Bronze Premier with $0 Medical Deductible | Expanded Bronze | $557.33 | $712.26 | $1,512.59 | $0 | $10,350 |
| Molina Healthcare | Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision | Expanded Bronze | $560.89 | $716.82 | $1,522.27 | $0 | $10,350 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) | Expanded Bronze | $562.02 | $718.26 | $1,525.32 | $6,650 | $7,400 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) | Expanded Bronze | $562.11 | $718.38 | $1,525.57 | $7,500 | $10,000 |
| Molina Healthcare | Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision | Expanded Bronze | $573.37 | $732.77 | $1,556.14 | $0 | $10,350 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | $574.92 | $734.75 | $1,560.33 | $6,500 | $10,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) | Expanded Bronze | $607.59 | $776.50 | $1,649.00 | $0 | $9,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) | Expanded Bronze | $659.52 | $842.87 | $1,789.94 | $7,500 | $10,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) | Expanded Bronze | $665.36 | $850.33 | $1,805.79 | $6,650 | $7,400 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | $670.16 | $856.46 | $1,818.81 | $6,500 | $10,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) | Expanded Bronze | $699.99 | $894.59 | $1,899.77 | $0 | $9,900 |
| Wellpoint | Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | $660.35 | $843.93 | $1,792.19 | $800 | $9,000 |
| Molina Healthcare | Molina Gold Enhanced 895 | Gold | $665.96 | $851.10 | $1,807.42 | $895 | $8,700 |
| Molina Healthcare | Molina Gold Core 1640 | Gold | $666.44 | $851.72 | $1,808.73 | $1,640 | $8,100 |
| Wellpoint | Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | $666.84 | $852.22 | $1,809.80 | $800 | $9,000 |
| Molina Healthcare | Molina Gold Enhanced 895 Pluswith Adult Vision | Gold | $669.50 | $855.63 | $1,817.04 | $895 | $8,700 |
| Molina Healthcare | Molina Gold Core 1640 Pluswith Adult Vision | Gold | $670.03 | $856.30 | $1,818.46 | $1,640 | $8,100 |
| Wellpoint | Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Gold | $673.90 | $861.24 | $1,828.96 | $2,000 | $8,200 |
| Wellpoint | Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | $674.86 | $862.47 | $1,831.57 | $1,400 | $5,000 |
| Molina Healthcare | Molina Gold Enhanced 895 Plus with Adult Dental and Vision | Gold | $681.97 | $871.56 | $1,850.88 | $895 | $8,700 |
| Molina Healthcare | Molina Gold Core 1640 Plus with Adult Dental and Vision | Gold | $682.50 | $872.23 | $1,852.29 | $1,640 | $8,100 |
| Molina Healthcare | Molina Gold Standard | Gold | $697.18 | $891.00 | $1,892.16 | $2,000 | $8,200 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $720.89 | $921.30 | $1,956.50 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Standard | Gold | $727.26 | $929.44 | $1,973.78 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) | Gold | $733.53 | $937.45 | $1,990.80 | $0 | $10,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $737.95 | $943.10 | $2,002.80 | $1,500 | $6,450 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) | Gold | $746.87 | $954.50 | $2,027.01 | $500 | $9,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $757.42 | $967.98 | $2,055.64 | $0 | $6,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) | Gold | $760.22 | $971.56 | $2,063.24 | $0 | $6,250 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) | Gold | $764.60 | $977.16 | $2,075.13 | $500 | $9,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $837.35 | $1,070.13 | $2,272.57 | $2,000 | $8,200 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $857.98 | $1,096.50 | $2,328.56 | $1,500 | $6,450 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $888.09 | $1,134.98 | $2,410.28 | $0 | $6,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,079.98 | $1,380.21 | $2,931.07 | $2,000 | $8,200 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $1,105.64 | $1,413.01 | $3,000.71 | $1,500 | $6,450 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $1,135.68 | $1,451.40 | $3,082.24 | $0 | $6,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $944.31 | $1,206.83 | $2,562.86 | $1,000 | $4,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | $970.51 | $1,240.31 | $2,633.96 | $0 | $2,525 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | $1,011.42 | $1,292.59 | $2,744.99 | $0 | $5,200 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $1,047.86 | $1,339.17 | $2,843.89 | $1,000 | $4,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | $1,087.74 | $1,390.13 | $2,952.13 | $0 | $2,525 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | $1,139.92 | $1,456.82 | $3,093.74 | $0 | $5,200 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $1,434.30 | $1,833.04 | $3,892.69 | $1,000 | $4,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | $1,475.61 | $1,885.83 | $4,004.81 | $0 | $2,525 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | $1,537.57 | $1,965.01 | $4,172.96 | $0 | $5,200 |
| Wellpoint | Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $603.54 | $771.32 | $1,638.01 | $3,500 | $10,150 |
| Wellpoint | Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $605.96 | $774.42 | $1,644.58 | $1,850 | $9,100 |
| Wellpoint | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | $612.40 | $782.65 | $1,662.05 | $3,500 | $10,150 |
| Wellpoint | Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Silver | $616.75 | $788.21 | $1,673.86 | $6,000 | $8,900 |
| Molina Healthcare | Molina Silver Saver with Four Free PCP Visits | Silver | $629.54 | $804.55 | $1,708.56 | $7,000 | $10,150 |
| Molina Healthcare | Molina Silver Core | Silver | $634.36 | $810.71 | $1,721.66 | $6,000 | $8,990 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Silver | $636.12 | $812.97 | $1,726.44 | $4,500 | $9,900 |
| Molina Healthcare | Molina Silver Core Pluswith Adult Vision | Silver | $637.90 | $815.24 | $1,731.27 | $6,000 | $8,990 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 1443 ($10 Labs / Rewards) | Silver | $641.03 | $819.24 | $1,739.76 | $4,000 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) | Silver | $643.86 | $822.85 | $1,747.44 | $4,000 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) | Silver | $649.50 | $830.06 | $1,762.74 | $4,000 | $8,100 |
| Molina Healthcare | Molina Silver Core Plus with Adult Dental and Vision | Silver | $650.38 | $831.19 | $1,765.14 | $6,000 | $8,990 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $651.65 | $832.81 | $1,768.58 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Silver | $653.85 | $835.63 | $1,774.56 | $4,500 | $9,900 |
| Molina Healthcare | Molina Silver Standard | Silver | $655.98 | $838.34 | $1,780.32 | $6,000 | $8,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 1456 ($50 PCP Visits / Rewards) | Silver | $659.01 | $842.21 | $1,788.55 | $3,125 | $8,100 |
| UnitedHealthcare | UHC Silver Standard- | Silver | $668.20 | $853.96 | $1,813.50 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Standard | Silver | $668.28 | $854.06 | $1,813.70 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Silver | $677.15 | $865.40 | $1,837.79 | $2,700 | $10,350 |
| UnitedHealthcare | UHC Silver Standard+ (Dental + Vision) | Silver | $686.01 | $876.71 | $1,861.82 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Silver | $694.88 | $888.06 | $1,885.91 | $2,700 | $10,350 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K01-02 ($10 Labs / Rewards) | Silver | $732.65 | $936.33 | $1,988.41 | $4,000 | $8,100 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $757.35 | $967.89 | $2,055.45 | $6,000 | $8,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) | Silver | $767.10 | $980.35 | $2,081.91 | $3,125 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-03 ($10 Labs / Rewards) | Silver | $1,027.62 | $1,313.30 | $2,788.96 | $4,000 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $1,097.61 | $1,402.75 | $2,978.91 | $6,000 | $8,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) | Silver | $1,110.33 | $1,419.00 | $3,013.44 | $3,125 | $8,100 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.