ACA marketplace plans in Jefferson County, Florida (2026)
Jefferson County, Florida has 83 ACA marketplace plans from 5 insurers in 2026, with monthly premiums for a 40-year-old ranging from $461 to $2,091 and a benchmark (second-lowest-cost silver) plan at $619 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| Capital Health Plan | Capital Health Plan HMO Bronze 1100 | Bronze | $370.14 | $473.04 | $1,004.56 | $8,000 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze 26M02-24 (Rewards) | Bronze | $501.50 | $640.92 | $1,361.07 | $10,125 | $10,150 |
| UnitedHealthcare | UHC Bronze Essential- ($0 Virtual Urgent Care) | Bronze | $509.32 | $650.91 | $1,382.29 | $10,600 | $10,600 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronze | $509.38 | $650.99 | $1,382.46 | $10,600 | $10,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze 24J01-06 (Rewards) | Bronze | $676.46 | $864.52 | $1,835.91 | $6,150 | $10,150 |
| Ambetter Health | Everyday Bronze | Expanded Bronze | $360.54 | $460.75 | $978.47 | $8,450 | $10,150 |
| Ambetter Health | Standard Expanded Bronze | Expanded Bronze | $361.64 | $462.17 | $981.47 | $7,500 | $10,000 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | $370.29 | $473.22 | $1,004.95 | $8,450 | $10,150 |
| Ambetter Health | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $371.43 | $474.67 | $1,008.02 | $7,500 | $10,000 |
| Capital Health Plan | Capital Health Plan HMO Bronze 1000 | Expanded Bronze | $386.22 | $493.59 | $1,048.21 | $7,500 | $10,000 |
| Ambetter Health | Elite Bronze | Expanded Bronze | $411.82 | $526.29 | $1,117.64 | $0 | $10,500 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Expanded Bronze | $422.96 | $540.53 | $1,147.88 | $0 | $10,500 |
| UnitedHealthcare | UHC Bronze Standard | Expanded Bronze | $533.67 | $682.03 | $1,448.37 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision) | Expanded Bronze | $552.46 | $706.04 | $1,499.36 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | Expanded Bronze | $552.92 | $706.64 | $1,500.63 | $0 | $10,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze 2322S ($50 PCP Visits / Rewards) | Expanded Bronze | $566.14 | $723.53 | $1,536.50 | $7,500 | $10,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze 2286 ($75 PCP Visits / Rewards) | Expanded Bronze | $567.19 | $724.87 | $1,539.35 | $2,350 | $10,150 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | Expanded Bronze | $571.71 | $730.65 | $1,551.62 | $0 | $10,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze 2013 (3 PCP Visits for $0 then $5 / $75 Specialist Visits / Rewards) | Expanded Bronze | $573.46 | $732.88 | $1,556.37 | $6,000 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze 2149 ($35 PCP Visits / $75 Specialist Visits / Rewards) | Expanded Bronze | $611.47 | $781.46 | $1,659.53 | $0 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze 2149V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) | Expanded Bronze | $615.33 | $786.39 | $1,670.01 | $0 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze 2149E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | $623.40 | $796.71 | $1,691.91 | $0 | $10,150 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) | Expanded Bronze | $701.88 | $897.00 | $1,904.90 | $7,500 | $10,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) | Expanded Bronze | $708.09 | $904.94 | $1,921.76 | $6,650 | $7,400 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | $713.20 | $911.47 | $1,935.62 | $6,500 | $10,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) | Expanded Bronze | $744.95 | $952.05 | $2,021.79 | $0 | $9,900 |
| Ambetter Health | Standard Gold | Gold | $477.93 | $610.78 | $1,297.06 | $2,000 | $8,200 |
| Ambetter Health | Everyday Gold | Gold | $488.27 | $624.00 | $1,325.15 | $800 | $7,250 |
| Ambetter Health | Standard Gold + Vision + Adult Dental | Gold | $490.86 | $627.30 | $1,332.16 | $2,000 | $8,200 |
| Capital Health Plan | Capital Health Plan HMO Gold 3100 | Gold | $498.70 | $637.33 | $1,353.46 | $2,000 | $8,200 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $501.48 | $640.88 | $1,361.00 | $800 | $7,250 |
| Ambetter Health | Complete Gold | Gold | $504.59 | $644.85 | $1,369.43 | $1,450 | $7,500 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $518.24 | $662.30 | $1,406.48 | $1,450 | $7,500 |
| Capital Health Plan | Capital Health Plan HMO Gold 3000 | Gold | $545.57 | $697.24 | $1,480.68 | $0 | $8,500 |
| UnitedHealthcare | UHC Gold Standard | Gold | $770.65 | $984.89 | $2,091.54 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) | Gold | $777.30 | $993.38 | $2,109.58 | $0 | $10,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) | Gold | $791.43 | $1,011.45 | $2,147.95 | $500 | $9,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) | Gold | $810.22 | $1,035.46 | $2,198.94 | $500 | $9,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Gold 2325S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $821.48 | $1,049.85 | $2,229.50 | $2,000 | $8,200 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Gold 2011 ($0 Labs / Rewards) | Gold | $835.40 | $1,067.64 | $2,267.28 | $940 | $4,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Gold 2016 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $872.03 | $1,114.45 | $2,366.69 | $0 | $6,550 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,149.34 | $1,468.86 | $3,119.31 | $2,000 | $8,200 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $1,176.64 | $1,503.75 | $3,193.40 | $1,500 | $6,450 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $1,208.61 | $1,544.60 | $3,280.17 | $0 | $6,250 |
| Capital Health Plan | Capital Health Plan HMO Platinum 4000 | Platinum | $726.93 | $929.01 | $1,972.88 | $0 | $5,200 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | $1,133.48 | $1,448.59 | $3,076.26 | $0 | $2,250 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Platinum 2324S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | $1,187.45 | $1,517.56 | $3,222.74 | $0 | $5,200 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $1,526.42 | $1,950.76 | $4,142.70 | $1,000 | $4,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | $1,570.38 | $2,006.95 | $4,262.01 | $0 | $2,525 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | $1,636.32 | $2,091.22 | $4,440.97 | $0 | $5,200 |
| Ambetter Health | Clarity Silver | Silver | $457.85 | $585.12 | $1,242.57 | $8,000 | $8,400 |
| Capital Health Plan | Capital Health Plan HMO Silver 2400 | Silver | $484.03 | $618.59 | $1,313.65 | $7,000 | $8,900 |
| Ambetter Health | Standard Silver | Silver | $488.36 | $624.11 | $1,325.37 | $6,000 | $8,900 |
| Ambetter Health | Focused Silver | Silver | $494.24 | $631.63 | $1,341.35 | $6,300 | $8,400 |
| Ambetter Health | Standard Silver + Vision + Adult Dental | Silver | $501.57 | $640.99 | $1,361.23 | $6,000 | $8,900 |
| Ambetter Health | Enhanced Diabetes Care Silver with $0 Drug Options | Silver | $502.43 | $642.09 | $1,363.56 | $5,000 | $8,650 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | $507.62 | $648.72 | $1,377.64 | $6,300 | $8,400 |
| Capital Health Plan | Capital Health Plan HMO Silver 2300 | Silver | $511.17 | $653.27 | $1,387.31 | $6,000 | $8,900 |
| Ambetter Health | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | $516.02 | $659.46 | $1,400.45 | $5,000 | $8,650 |
| Capital Health Plan | Capital Health Plan HMO Silver 2100 | Silver | $534.79 | $683.46 | $1,451.43 | $5,800 | $8,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 26M02-04 ($5 PCP Visits / $5 Labs / Rewards) | Silver | $642.81 | $821.51 | $1,744.59 | $9,500 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 26M02-04V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Silver | $646.83 | $826.65 | $1,755.50 | $9,500 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 25M02-03 ($0 Labs / $50 PCP Visits / Rewards) | Silver | $653.07 | $834.62 | $1,772.43 | $7,000 | $9,125 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 26M02-04E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Silver | $654.87 | $836.92 | $1,777.32 | $9,500 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) | Silver | $656.92 | $839.54 | $1,782.88 | $7,000 | $9,125 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 25M02-03E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards) | Silver | $664.95 | $849.81 | $1,804.67 | $7,000 | $9,125 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 24M02-78 ($50 PCP Visits / $20 Labs / Rewards) | Silver | $668.28 | $854.06 | $1,813.71 | $6,400 | $9,200 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 24M02-78V ($50 PCP Visits / $20 Labs / Adult Vision / Rewards) | Silver | $672.17 | $859.03 | $1,824.27 | $6,400 | $9,200 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Silver | $674.08 | $861.47 | $1,829.44 | $4,500 | $9,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 24M02-78E ($50 PCP Visits / $20 Labs / Adult Dental & Vision / Rewards) | Silver | $680.18 | $869.27 | $1,846.01 | $6,400 | $9,200 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Silver | $692.86 | $885.48 | $1,880.43 | $4,500 | $9,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2010 (Rewards) | Silver | $698.00 | $892.04 | $1,894.37 | $2,800 | $7,675 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2010V (Adult Vision / Rewards) | Silver | $701.91 | $897.04 | $1,904.98 | $2,800 | $7,675 |
| UnitedHealthcare | UHC Silver Standard- | Silver | $708.07 | $904.91 | $1,921.70 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Standard | Silver | $708.15 | $905.01 | $1,921.91 | $6,000 | $8,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2010E (Adult Dental & Vision / Rewards) | Silver | $709.94 | $907.30 | $1,926.78 | $2,800 | $7,675 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2323S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $717.45 | $916.90 | $1,947.16 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Silver | $717.55 | $917.03 | $1,947.44 | $2,700 | $10,350 |
| UnitedHealthcare | UHC Silver Standard+ (Dental + Vision) | Silver | $726.93 | $929.02 | $1,972.90 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Silver | $736.34 | $941.04 | $1,998.43 | $2,700 | $10,350 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-03 ($10 Labs / Rewards) | Silver | $1,093.62 | $1,397.65 | $2,968.08 | $4,000 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $1,168.09 | $1,492.82 | $3,170.20 | $6,000 | $8,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) | Silver | $1,181.64 | $1,510.14 | $3,206.97 | $3,125 | $8,100 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.