ACA marketplace plans in Kossuth County, Iowa (2026)
Kossuth County, Iowa has 52 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $322 to $1,069 and a benchmark (second-lowest-cost silver) plan at $485 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| Oscar Insurance Company | Secure | MercyOne | Catastrophic | $251.73 | $321.70 | $683.18 | $10,600 | $10,600 |
| Oscar Insurance Company | Secure | Catastrophic | $301.13 | $384.83 | $817.24 | $10,600 | $10,600 |
| Oscar Insurance Company | Bronze Classic Standard | MercyOne | Expanded Bronze | $283.16 | $361.87 | $768.48 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | MercyOne | Expanded Bronze | $288.99 | $369.32 | $784.29 | $5,500 | $10,150 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | MercyOne | Expanded Bronze | $290.61 | $371.38 | $788.68 | $5,500 | $10,150 |
| Oscar Insurance Company | Bronze Classic 4700 | MercyOne | Expanded Bronze | $291.61 | $372.66 | $791.40 | $4,700 | $9,300 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | MercyOne | Expanded Bronze | $295.77 | $377.98 | $802.69 | $5,500 | $10,150 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Bronze Traditional HMO | Expanded Bronze | $303.48 | $387.84 | $823.63 | $7,200 | $9,900 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | MercyOne | Expanded Bronze | $309.77 | $395.88 | $840.70 | $0 | $10,600 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Bronze HDHP HMO HSA Qualified | Expanded Bronze | $309.83 | $395.97 | $840.88 | $8,300 | $8,300 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Standard Bronze HMO | Expanded Bronze | $325.27 | $415.70 | $882.79 | $7,500 | $10,000 |
| Ambetter Health | Everyday Bronze | Expanded Bronze | $330.48 | $422.34 | $896.90 | $8,450 | $10,150 |
| Ambetter Health | Standard Expanded Bronze | Expanded Bronze | $331.14 | $423.19 | $898.69 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Classic Standard | Expanded Bronze | $336.21 | $429.66 | $912.43 | $7,500 | $10,000 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | $344.49 | $440.24 | $934.91 | $8,450 | $10,150 |
| Ambetter Health | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $345.17 | $441.12 | $936.77 | $7,500 | $10,000 |
| Ambetter Health | Elite Bronze | Expanded Bronze | $382.98 | $489.43 | $1,039.37 | $0 | $10,500 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Expanded Bronze | $399.21 | $510.17 | $1,083.42 | $0 | $10,500 |
| Medica | Medica Insure Bronze Share | Expanded Bronze | $519.94 | $664.48 | $1,411.11 | $8,000 | $10,600 |
| Medica | Medica Insure Bronze $0 Copay PCP Visits | Expanded Bronze | $565.30 | $722.46 | $1,534.23 | $7,500 | $10,600 |
| Medica | Medica Insure Expanded Bronze Standard | Expanded Bronze | $572.14 | $731.19 | $1,552.79 | $7,500 | $10,000 |
| Oscar Insurance Company | Gold Classic Standard | MercyOne | Gold | $364.30 | $465.56 | $988.67 | $2,000 | $8,200 |
| Oscar Insurance Company | Gold Elite | MercyOne | Gold | $386.69 | $494.18 | $1,049.45 | $550 | $6,000 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Gold Traditional HMO | Gold | $415.81 | $531.41 | $1,128.52 | $1,750 | $7,500 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Standard Gold HMO | Gold | $423.24 | $540.90 | $1,148.67 | $2,000 | $8,200 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $435.08 | $556.02 | $1,180.78 | $2,000 | $8,200 |
| Ambetter Health | Standard Gold | Gold | $450.25 | $575.41 | $1,221.96 | $2,000 | $8,200 |
| Ambetter Health | Everyday Gold | Gold | $457.37 | $584.50 | $1,241.27 | $800 | $7,250 |
| Ambetter Health | Standard Gold + Vision + Adult Dental | Gold | $469.33 | $599.80 | $1,273.74 | $2,000 | $8,200 |
| Ambetter Health | Complete Gold | Gold | $473.88 | $605.61 | $1,286.09 | $1,450 | $7,500 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $476.75 | $609.27 | $1,293.87 | $800 | $7,250 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $493.97 | $631.28 | $1,340.60 | $1,450 | $7,500 |
| Medica | Medica Insure Gold $0 Copay PCP Visits | Gold | $786.94 | $1,005.70 | $2,135.74 | $1,500 | $8,800 |
| Medica | Medica Insure Gold Share | Gold | $810.47 | $1,035.78 | $2,199.62 | $2,500 | $5,900 |
| Medica | Medica Insure Gold Standard | Gold | $835.02 | $1,067.16 | $2,266.25 | $2,000 | $8,200 |
| Oscar Insurance Company | Silver Classic Standard | MercyOne | Silver | $378.38 | $483.56 | $1,026.91 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Simple PCP Saver | MercyOne | Silver | $379.36 | $484.81 | $1,029.55 | $5,000 | $8,500 |
| Oscar Insurance Company | Silver Simple Breathe Easy with Enhanced COPD Benefits | MercyOne | Silver | $380.35 | $486.07 | $1,032.23 | $6,200 | $9,600 |
| Oscar Insurance Company | Silver Classic | MercyOne | Silver | $383.28 | $489.82 | $1,040.20 | $5,000 | $8,000 |
| Oscar Insurance Company | Silver Simple Diabetes | MercyOne | Silver | $385.93 | $493.21 | $1,047.39 | $6,500 | $10,000 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM | MercyOne | Silver | $389.33 | $497.55 | $1,056.62 | $5,900 | $10,150 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | MercyOne | Silver | $390.92 | $499.58 | $1,060.93 | $6,000 | $10,150 |
| Ambetter Health | Standard Silver | Silver | $420.98 | $538.00 | $1,142.52 | $6,000 | $8,900 |
| Ambetter Health | Focused Silver | Silver | $425.68 | $544.00 | $1,155.26 | $6,300 | $8,400 |
| Ambetter Health | Standard Silver + Vision + Adult Dental | Silver | $438.82 | $560.80 | $1,190.93 | $6,000 | $8,900 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | $443.72 | $567.06 | $1,204.22 | $6,300 | $8,400 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Silver Traditional HMO | Silver | $454.26 | $580.55 | $1,232.86 | $5,000 | $7,500 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $459.62 | $587.38 | $1,247.38 | $6,000 | $8,900 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Standard Silver HMO | Silver | $460.91 | $589.05 | $1,250.92 | $6,000 | $8,900 |
| Medica | Medica Insure Silver $0 Copay PCP Visits | Silver | $799.60 | $1,021.89 | $2,170.11 | $3,500 | $10,450 |
| Medica | Medica Insure Silver Share | Silver | $823.60 | $1,052.56 | $2,235.26 | $3,525 | $8,850 |
| Medica | Medica Insure Silver Standard | Silver | $836.50 | $1,069.04 | $2,270.25 | $6,000 | $8,900 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.