ACA marketplace plans in Lyon County, Kansas (2026)
Lyon County, Kansas has 40 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $464 to $939 and a benchmark (second-lowest-cost silver) plan at $700 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential (No Referrals) | Bronze | $363.31 | $464.31 | $986.03 | $10,600 | $10,600 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Expanded Bronze | $382.28 | $488.56 | $1,037.51 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) | Expanded Bronze | $393.79 | $503.26 | $1,068.74 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | $406.81 | $519.90 | $1,104.09 | $0 | $10,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Expanded Bronze | $418.32 | $534.61 | $1,135.32 | $0 | $10,600 |
| Ambetter from Sunflower Health Plan | Everyday Bronze | Expanded Bronze | $479.68 | $613.02 | $1,301.83 | $8,450 | $10,150 |
| Ambetter from Sunflower Health Plan | Standard Expanded Bronze | Expanded Bronze | $481.83 | $615.77 | $1,307.66 | $7,500 | $10,000 |
| Ambetter from Sunflower Health Plan | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | $495.65 | $633.42 | $1,345.15 | $8,450 | $10,150 |
| Ambetter from Sunflower Health Plan | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $497.87 | $636.26 | $1,351.18 | $7,500 | $10,000 |
| Ambetter from Sunflower Health Plan | Elite Bronze | Expanded Bronze | $547.87 | $700.17 | $1,486.89 | $0 | $10,500 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Bronze | Expanded Bronze | $557.78 | $712.84 | $1,513.82 | $8,300 | $9,300 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Standardized Expanded Bronze | Expanded Bronze | $561.68 | $717.82 | $1,524.39 | $7,500 | $10,000 |
| Ambetter from Sunflower Health Plan | Elite Bronze + Vision + Adult Dental | Expanded Bronze | $566.10 | $723.47 | $1,536.38 | $0 | $10,500 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Simple Bronze HDHP | Expanded Bronze | $574.15 | $733.76 | $1,558.23 | $7,100 | $7,100 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Gold | $560.28 | $716.03 | $1,520.59 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Gold | $580.13 | $741.41 | $1,574.47 | $500 | $7,000 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Gold | $590.15 | $754.21 | $1,601.67 | $0 | $7,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Gold | $591.64 | $756.11 | $1,605.70 | $500 | $7,000 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Gold | $601.66 | $768.92 | $1,632.90 | $0 | $7,000 |
| Ambetter from Sunflower Health Plan | Standard Gold | Gold | $629.58 | $804.58 | $1,708.64 | $2,000 | $8,200 |
| Ambetter from Sunflower Health Plan | Everyday Gold | Gold | $637.32 | $814.48 | $1,729.66 | $800 | $7,250 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Gold Plus | Gold | $646.59 | $826.35 | $1,754.85 | $700 | $8,300 |
| Ambetter from Sunflower Health Plan | Standard Gold + Vision + Adult Dental | Gold | $650.53 | $831.36 | $1,765.51 | $2,000 | $8,200 |
| Ambetter from Sunflower Health Plan | Everyday Gold + Vision + Adult Dental | Gold | $658.53 | $841.59 | $1,787.23 | $800 | $7,250 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Gold | Gold | $666.84 | $852.22 | $1,809.81 | $1,500 | $6,400 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Standardized Gold | Gold | $668.41 | $854.23 | $1,814.07 | $2,000 | $8,200 |
| Ambetter from Sunflower Health Plan | Elite Gold | Gold | $710.91 | $908.54 | $1,929.39 | $0 | $6,500 |
| Ambetter from Sunflower Health Plan | Elite Gold + Vision + Adult Dental | Gold | $734.57 | $938.77 | $1,993.60 | $0 | $6,500 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | Silver | $546.17 | $698.00 | $1,482.30 | $4,000 | $10,150 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Silver | $547.42 | $699.60 | $1,485.70 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Silver | $555.33 | $709.71 | $1,507.16 | $3,250 | $9,200 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $557.68 | $712.71 | $1,513.53 | $4,000 | $10,150 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Silver | $566.84 | $724.42 | $1,538.40 | $3,250 | $9,200 |
| Ambetter from Sunflower Health Plan | Standard Silver | Silver | $598.27 | $764.58 | $1,623.68 | $6,000 | $8,900 |
| Ambetter from Sunflower Health Plan | Focused Silver | Silver | $604.04 | $771.95 | $1,639.33 | $6,300 | $8,400 |
| Ambetter from Sunflower Health Plan | Standard Silver + Vision + Adult Dental | Silver | $618.18 | $790.02 | $1,677.71 | $6,000 | $8,900 |
| Ambetter from Sunflower Health Plan | Focused Silver + Vision + Adult Dental | Silver | $624.14 | $797.64 | $1,693.89 | $6,300 | $8,400 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Simple Silver HDHP | Silver | $680.87 | $870.15 | $1,847.88 | $3,400 | $8,300 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Silver Plus | Silver | $692.56 | $885.09 | $1,879.60 | $5,500 | $7,500 |
| Blue Cross and Blue Shield of Kansas, Inc. | BlueCare EPO Standardized Silver | Silver | $707.35 | $904.00 | $1,919.75 | $6,000 | $8,900 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.