ACA marketplace plans in Saint Bernard County, Louisiana (2026)
Saint Bernard County, Louisiana has 51 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $405 to $1,080 and a benchmark (second-lowest-cost silver) plan at $590 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| HMO Louisiana | Signature Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | $316.79 | $404.86 | $859.77 | $9,900 | $10,600 |
| HMO Louisiana | Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | $383.18 | $489.70 | $1,039.95 | $6,500 | $10,600 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | Bronze | $408.28 | $521.78 | $1,108.06 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Louisiana | Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | $549.15 | $701.81 | $1,490.39 | $6,700 | $10,600 |
| HMO Louisiana | Signature Blue Copay (PCP) 50/50 $7500 Standardized HSA Eligible | Expanded Bronze | $350.69 | $448.18 | $951.77 | $7,500 | $10,000 |
| Ambetter from Louisiana Healthcare Connections | Standard Expanded Bronze | Expanded Bronze | $354.69 | $453.28 | $962.60 | $7,500 | $10,000 |
| Ambetter from Louisiana Healthcare Connections | Everyday Bronze | Expanded Bronze | $354.99 | $453.66 | $963.41 | $8,450 | $10,150 |
| Ambetter from Louisiana Healthcare Connections | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $364.15 | $465.37 | $988.27 | $7,500 | $10,000 |
| Ambetter from Louisiana Healthcare Connections | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | $364.45 | $465.76 | $989.10 | $8,450 | $10,150 |
| HMO Louisiana | Blue Connect Copay (PCP) 50/50 $7500 Standardized (N) HSA Eligible | Expanded Bronze | $377.96 | $483.03 | $1,025.78 | $7,500 | $10,000 |
| HMO Louisiana | Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible | Expanded Bronze | $413.07 | $527.90 | $1,121.07 | $7,500 | $10,000 |
| Ambetter from Louisiana Healthcare Connections | Elite Bronze | Expanded Bronze | $414.79 | $530.09 | $1,125.72 | $0 | $10,500 |
| Ambetter from Louisiana Healthcare Connections | Elite Bronze + Vision + Adult Dental | Expanded Bronze | $425.85 | $544.23 | $1,155.74 | $0 | $10,500 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Expanded Bronze | $436.93 | $558.40 | $1,185.84 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) | Expanded Bronze | $450.86 | $576.20 | $1,223.64 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | $463.23 | $592.01 | $1,257.22 | $0 | $10,600 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible | Expanded Bronze | $586.86 | $750.01 | $1,592.74 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Louisiana | Blue Saver 60/40 $6100 | Expanded Bronze | $628.43 | $803.13 | $1,705.56 | $6,100 | $8,300 |
| Ambetter from Louisiana Healthcare Connections | Standard Gold | Gold | $486.49 | $621.72 | $1,320.29 | $2,000 | $8,300 |
| HMO Louisiana | Signature Blue Copay (PCP) 75/55 $2000 Standardized | Gold | $496.16 | $634.09 | $1,346.58 | $2,000 | $8,300 |
| Ambetter from Louisiana Healthcare Connections | Standard Gold + Vision + Adult Dental | Gold | $499.46 | $638.30 | $1,355.51 | $2,000 | $8,300 |
| Ambetter from Louisiana Healthcare Connections | Complete Gold | Gold | $518.27 | $662.34 | $1,406.56 | $1,450 | $7,600 |
| Ambetter from Louisiana Healthcare Connections | Complete Gold + Vision + Adult Dental | Gold | $532.09 | $680.00 | $1,444.08 | $1,450 | $7,600 |
| HMO Louisiana | Blue Connect Copay (PCP) 75/55 $2000 Standardized (N) | Gold | $534.73 | $683.38 | $1,451.26 | $2,000 | $8,300 |
| HMO Louisiana | Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits | Gold | $558.86 | $714.22 | $1,516.75 | $1,000 | $9,700 |
| Ambetter from Louisiana Healthcare Connections | Elite Gold | Gold | $572.30 | $731.39 | $1,553.20 | $0 | $6,500 |
| HMO Louisiana | Blue POS Copay (PCP) 75/55 $2000 Standardized | Gold | $584.41 | $746.88 | $1,586.09 | $2,000 | $8,300 |
| Ambetter from Louisiana Healthcare Connections | Elite Gold + Vision + Adult Dental | Gold | $587.56 | $750.90 | $1,594.62 | $0 | $6,500 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Gold | $599.94 | $766.72 | $1,628.23 | $2,000 | $8,300 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Gold | $613.68 | $784.28 | $1,665.53 | $0 | $9,250 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Gold | $619.12 | $791.23 | $1,680.29 | $950 | $9,600 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Gold | $633.03 | $809.01 | $1,718.03 | $950 | $9,600 |
| Blue Cross and Blue Shield of Louisiana | Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits | Gold | $795.64 | $1,016.83 | $2,159.37 | $1,500 | $9,900 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 75/55 $2000 Standardized | Gold | $845.29 | $1,080.28 | $2,294.12 | $2,000 | $8,300 |
| Ambetter from Louisiana Healthcare Connections | Standard Silver | Silver | $455.54 | $582.17 | $1,236.31 | $6,000 | $8,900 |
| Ambetter from Louisiana Healthcare Connections | Focused Silver | Silver | $461.48 | $589.76 | $1,252.44 | $6,300 | $8,400 |
| Ambetter from Louisiana Healthcare Connections | Standard Silver + Vision + Adult Dental | Silver | $467.69 | $597.70 | $1,269.28 | $6,000 | $8,900 |
| HMO Louisiana | Signature Blue 80/60 $3200 with 2 $0 PCP Virtual Visits | Silver | $472.42 | $603.75 | $1,282.15 | $3,200 | $9,100 |
| Ambetter from Louisiana Healthcare Connections | Focused Silver + Vision + Adult Dental | Silver | $473.79 | $605.49 | $1,285.84 | $6,300 | $8,400 |
| HMO Louisiana | Signature Blue Copay (PCP) 60/40 $6000 Standardized | Silver | $487.96 | $623.61 | $1,324.32 | $6,000 | $8,900 |
| HMO Louisiana | Blue Connect 80/60 $3200 with 2 $0 PCP Virtual Visits (N) | Silver | $509.14 | $650.68 | $1,381.81 | $3,200 | $9,100 |
| HMO Louisiana | Blue Connect Copay (PCP) 60/40 $6000 Standardized (N) | Silver | $525.89 | $672.09 | $1,427.27 | $6,000 | $8,900 |
| HMO Louisiana | Blue POS Copay (PCP) 60/40 $6000 Standardized | Silver | $574.74 | $734.52 | $1,559.84 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | Silver | $584.86 | $747.46 | $1,587.32 | $4,000 | $10,600 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Silver | $589.63 | $753.55 | $1,600.25 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $598.77 | $765.23 | $1,625.07 | $4,000 | $10,600 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Silver | $615.76 | $786.94 | $1,671.18 | $0 | $10,150 |
| UnitedHealthcare | UHC Silver Copay Focus + $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $629.67 | $804.72 | $1,708.93 | $0 | $10,150 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits | Silver | $828.36 | $1,058.64 | $2,248.17 | $3,300 | $9,900 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 60/40 $6000 Standardized | Silver | $834.59 | $1,066.61 | $2,265.08 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Louisiana | Blue Saver 90/70 $3400 | Silver | $844.14 | $1,078.81 | $2,291.00 | $3,400 | $8,300 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.