ACA marketplace plans in Terrebonne County, Louisiana (2026)
Terrebonne County, Louisiana has 17 ACA marketplace plans from 2 insurers in 2026, with monthly premiums for a 40-year-old ranging from $477 to $1,015 and a benchmark (second-lowest-cost silver) plan at $735 per month.
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| HMO Louisiana | Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | $373.14 | $476.87 | $1,012.70 | $9,900 | $10,600 |
| HMO Louisiana | Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | $383.18 | $489.70 | $1,039.95 | $6,500 | $10,600 |
| Blue Cross and Blue Shield of Louisiana | Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | $515.73 | $659.10 | $1,399.69 | $6,700 | $10,600 |
| HMO Louisiana | Blue Connect Copay (PCP) 50/50 $7500 Standardized (H) HSA Eligible | Expanded Bronze | $377.96 | $483.03 | $1,025.78 | $7,500 | $10,000 |
| HMO Louisiana | Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible | Expanded Bronze | $413.07 | $527.90 | $1,121.07 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible | Expanded Bronze | $551.15 | $704.37 | $1,495.82 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Louisiana | Blue Saver 60/40 $6100 | Expanded Bronze | $590.19 | $754.26 | $1,601.78 | $6,100 | $8,300 |
| HMO Louisiana | Blue Connect Copay (PCP) 75/55 $2000 Standardized (H) | Gold | $534.73 | $683.38 | $1,451.26 | $2,000 | $8,300 |
| HMO Louisiana | Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits | Gold | $558.86 | $714.22 | $1,516.75 | $1,000 | $9,700 |
| HMO Louisiana | Blue POS Copay (PCP) 75/55 $2000 Standardized | Gold | $584.41 | $746.88 | $1,586.09 | $2,000 | $8,300 |
| Blue Cross and Blue Shield of Louisiana | Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits | Gold | $747.23 | $954.96 | $2,027.98 | $1,500 | $9,900 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 75/55 $2000 Standardized | Gold | $793.85 | $1,014.54 | $2,154.51 | $2,000 | $8,300 |
| HMO Louisiana | Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits | Silver | $556.44 | $711.13 | $1,510.18 | $3,200 | $9,100 |
| HMO Louisiana | Blue POS Copay (PCP) 60/40 $6000 Standardized | Silver | $574.74 | $734.52 | $1,559.84 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits | Silver | $777.95 | $994.22 | $2,111.36 | $3,300 | $9,900 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 60/40 $6000 Standardized | Silver | $783.80 | $1,001.70 | $2,127.23 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Louisiana | Blue Saver 90/70 $3400 | Silver | $792.77 | $1,013.16 | $2,151.58 | $3,400 | $8,300 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.