ACA marketplace plans in Gogebic County, Michigan (2026)
Gogebic County, Michigan has 16 ACA marketplace plans from 2 insurers in 2026, with monthly premiums for a 40-year-old ranging from $489 to $1,152 and a benchmark (second-lowest-cost silver) plan at $910 per month.
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Secure | Bronze | $413.27 | $528.16 | $1,121.61 | $10,600 | $10,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Secure | Bronze | $462.03 | $590.47 | $1,253.95 | $10,600 | $10,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Value | Catastrophic | $382.70 | $489.09 | $1,038.65 | $10,600 | $10,600 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Value | Catastrophic | $387.08 | $494.69 | $1,050.54 | $10,600 | $10,600 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Extra | Expanded Bronze | $468.45 | $598.68 | $1,271.37 | $7,500 | $10,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Saver HSA | Expanded Bronze | $477.25 | $609.93 | $1,295.26 | $8,500 | $8,500 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Saver HSA | Expanded Bronze | $522.89 | $668.25 | $1,419.12 | $8,500 | $8,500 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Extra | Expanded Bronze | $529.19 | $676.30 | $1,436.22 | $7,500 | $10,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold | Gold | $735.55 | $940.03 | $1,996.28 | $2,050 | $8,800 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Extra | Gold | $763.67 | $975.97 | $2,072.60 | $2,000 | $8,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold | Gold | $807.82 | $1,032.39 | $2,192.42 | $1,450 | $9,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Extra | Gold | $901.21 | $1,151.75 | $2,445.88 | $2,000 | $8,200 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Saver | Silver | $601.79 | $769.09 | $1,633.26 | $5,800 | $7,650 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Extra | Silver | $712.07 | $910.03 | $1,932.56 | $6,000 | $8,900 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Saver HSA | Silver | $715.42 | $914.31 | $1,941.65 | $3,900 | $7,700 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Extra | Silver | $776.37 | $992.20 | $2,107.07 | $6,000 | $8,900 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.