ACA marketplace plans in Clay County, Mississippi (2026)
Clay County, Mississippi has 41 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $586 to $1,039 and a benchmark (second-lowest-cost silver) plan at $692 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential (No Referrals) | Bronze | $458.79 | $586.33 | $1,245.16 | $10,600 | $10,600 |
| Cigna Healthcare | Connect Bronze 8500 Indiv Med Deductible | Expanded Bronze | $467.51 | $597.48 | $1,268.82 | $8,500 | $10,600 |
| Cigna Healthcare | Connect Bronze 6500 Indiv Med Deductible | Expanded Bronze | $468.48 | $598.72 | $1,271.45 | $6,500 | $10,600 |
| Cigna Healthcare | Connect Bronze CMS Standard | Expanded Bronze | $473.42 | $605.03 | $1,284.86 | $7,500 | $10,000 |
| Cigna Healthcare | Connect myDiabetesCare Bronze | Expanded Bronze | $474.82 | $606.82 | $1,288.66 | $5,500 | $10,150 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Expanded Bronze | $492.26 | $629.11 | $1,336.00 | $7,500 | $10,000 |
| Ambetter from Magnolia Health | Everyday Bronze | Expanded Bronze | $495.66 | $633.44 | $1,345.19 | $8,450 | $10,150 |
| Ambetter from Magnolia Health | Standard Expanded Bronze | Expanded Bronze | $497.29 | $635.52 | $1,349.61 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) | Expanded Bronze | $507.01 | $647.96 | $1,376.03 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | $512.54 | $655.03 | $1,391.05 | $0 | $10,600 |
| Ambetter from Magnolia Health | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | $513.50 | $656.24 | $1,393.62 | $8,450 | $10,150 |
| Ambetter from Magnolia Health | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $515.19 | $658.40 | $1,398.20 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Expanded Bronze | $527.29 | $673.88 | $1,431.07 | $0 | $10,600 |
| Ambetter from Magnolia Health | Choice Bronze HSA | Expanded Bronze | $538.29 | $687.92 | $1,460.89 | $7,250 | $7,250 |
| Ambetter from Magnolia Health | Choice Bronze HSA + Vision + Adult Dental | Expanded Bronze | $557.67 | $712.69 | $1,513.48 | $7,250 | $7,250 |
| Ambetter from Magnolia Health | Standard Gold | Gold | $665.30 | $850.24 | $1,805.60 | $2,000 | $8,200 |
| Ambetter from Magnolia Health | Everyday Gold | Gold | $673.32 | $860.49 | $1,827.37 | $800 | $7,250 |
| Ambetter from Magnolia Health | Standard Gold + Vision + Adult Dental | Gold | $689.25 | $880.85 | $1,870.61 | $2,000 | $8,200 |
| Ambetter from Magnolia Health | Complete Gold | Gold | $696.78 | $890.47 | $1,891.03 | $1,450 | $7,500 |
| Ambetter from Magnolia Health | Everyday Gold + Vision + Adult Dental | Gold | $697.56 | $891.47 | $1,893.16 | $800 | $7,250 |
| Ambetter from Magnolia Health | Complete Gold + Vision + Adult Dental | Gold | $721.86 | $922.53 | $1,959.11 | $1,450 | $7,500 |
| UnitedHealthcare | UHC Gold Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Gold | $758.06 | $968.80 | $2,057.37 | $2,000 | $9,300 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Gold | $764.69 | $977.27 | $2,075.36 | $0 | $9,300 |
| UnitedHealthcare | UHC Gold Value + ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Gold | $772.81 | $987.65 | $2,097.40 | $2,000 | $9,300 |
| Cigna Healthcare | Connect Gold CMS Standard | Gold | $773.73 | $988.83 | $2,099.90 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Gold | $778.80 | $995.30 | $2,113.65 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Copay Focus + $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Gold | $779.44 | $996.12 | $2,115.39 | $0 | $9,300 |
| Molina Healthcare | Molina Gold Standard | Gold | $813.07 | $1,039.10 | $2,206.66 | $2,000 | $8,200 |
| Ambetter from Magnolia Health | Standard Silver | Silver | $535.20 | $683.97 | $1,452.51 | $6,000 | $8,900 |
| Cigna Healthcare | Connect Silver 4000 Indiv Med Deductible | Silver | $541.78 | $692.39 | $1,470.39 | $4,000 | $10,000 |
| Cigna Healthcare | Connect Silver 6500 Indiv Med Deductible | Silver | $543.85 | $695.04 | $1,476.01 | $6,500 | $9,300 |
| Cigna Healthcare | Connect Silver CMS Standard | Silver | $547.39 | $699.56 | $1,485.62 | $6,000 | $8,900 |
| Cigna Healthcare | Connect myHeartCare Silver | Silver | $548.24 | $700.65 | $1,487.92 | $4,500 | $9,900 |
| Cigna Healthcare | Connect myDiabetesCare Silver | Silver | $554.34 | $708.45 | $1,504.48 | $3,800 | $9,900 |
| Ambetter from Magnolia Health | Standard Silver + Vision + Adult Dental | Silver | $554.47 | $708.60 | $1,504.80 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals) | Silver | $616.54 | $787.94 | $1,673.29 | $3,500 | $10,400 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Silver | $626.43 | $800.58 | $1,700.13 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Silver | $626.82 | $801.08 | $1,701.20 | $0 | $10,150 |
| UnitedHealthcare | UHC Silver Advantage + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $631.29 | $806.78 | $1,713.31 | $3,500 | $10,400 |
| Molina Healthcare | Molina Silver Standard | Silver | $632.71 | $808.61 | $1,717.19 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $641.57 | $819.93 | $1,741.22 | $0 | $10,150 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.