ACA marketplace plans in Teton County, Montana (2026)
Teton County, Montana has 30 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $357 to $918 and a benchmark (second-lowest-cost silver) plan at $757 per month.
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| PacificSource Health Plans | Core Bronze HSA 10600 | Bronze | $395.00 | $505.00 | $1,072.00 | $10,600 | $10,600 |
| Mountain Health CO-OP | Peak PPO Catastrophic | Catastrophic | $279.33 | $356.99 | $758.11 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Montana | Blue Preferred Security PPO℠ 200 | Catastrophic | $470.78 | $601.66 | $1,277.70 | $10,600 | $10,600 |
| PacificSource Health Plans | Core Bronze HSA 8300 | Expanded Bronze | $419.00 | $535.00 | $1,136.00 | $8,300 | $8,300 |
| PacificSource Health Plans | Core Standard Expanded Bronze HSA | Expanded Bronze | $446.00 | $570.00 | $1,210.00 | $7,500 | $10,000 |
| Mountain Health CO-OP | Plus Bronze | Expanded Bronze | $465.96 | $595.50 | $1,264.61 | $9,000 | $10,150 |
| Mountain Health CO-OP | Plus Bronze Standard | Expanded Bronze | $466.12 | $595.70 | $1,265.05 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Montana | Blue Preferred Bronze PPO℠ 201 | Expanded Bronze | $468.89 | $599.24 | $1,272.57 | $6,000 | $10,600 |
| Mountain Health CO-OP | Peak PPO Bronze Standard | Expanded Bronze | $471.18 | $602.17 | $1,278.78 | $7,500 | $10,000 |
| Mountain Health CO-OP | Peak PPO Bronze HDHP | Expanded Bronze | $478.18 | $611.11 | $1,297.78 | $8,400 | $8,400 |
| Blue Cross and Blue Shield of Montana | Blue Preferred Bronze PPO℠ Standard | Expanded Bronze | $491.46 | $628.09 | $1,333.82 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Montana | Blue Preferred Bronze PPO℠ 202 | Expanded Bronze | $525.19 | $671.19 | $1,425.37 | $4,400 | $8,300 |
| PacificSource Health Plans | Core Gold 1500 | Gold | $583.00 | $745.00 | $1,583.00 | $1,500 | $7,500 |
| PacificSource Health Plans | Core Standard Gold | Gold | $604.00 | $772.00 | $1,640.00 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Montana | Blue Preferred Gold PPO℠ 204 | Gold | $654.40 | $836.32 | $1,776.04 | $1,500 | $9,950 |
| Blue Cross and Blue Shield of Montana | Blue Preferred Gold PPO℠ 901 | Gold | $663.91 | $848.48 | $1,801.85 | $1,400 | $9,200 |
| Blue Cross and Blue Shield of Montana | Blue Preferred Gold PPO℠ Standard | Gold | $677.85 | $866.29 | $1,839.68 | $2,000 | $8,200 |
| Mountain Health CO-OP | Plus Gold | Gold | $706.78 | $903.26 | $1,918.19 | $1,500 | $7,000 |
| Mountain Health CO-OP | Plus Gold Standard | Gold | $708.19 | $905.07 | $1,922.04 | $2,000 | $8,200 |
| Mountain Health CO-OP | Peak PPO Gold | Gold | $715.58 | $914.52 | $1,942.10 | $1,500 | $7,000 |
| Mountain Health CO-OP | Peak PPO Gold Standard | Gold | $718.13 | $917.77 | $1,949.01 | $2,000 | $8,200 |
| PacificSource Health Plans | Core Silver 5000 | Silver | $585.00 | $748.00 | $1,588.00 | $5,000 | $8,600 |
| PacificSource Health Plans | Core Standard Silver | Silver | $592.00 | $757.00 | $1,607.00 | $6,000 | $8,900 |
| PacificSource Health Plans | Core Silver 3500 | Silver | $627.00 | $802.00 | $1,702.00 | $3,500 | $10,600 |
| Mountain Health CO-OP | Plus Silver Standard | Silver | $631.14 | $806.60 | $1,712.92 | $6,000 | $8,900 |
| Mountain Health CO-OP | Peak PPO Silver Standard | Silver | $638.45 | $815.94 | $1,732.75 | $6,000 | $8,900 |
| Mountain Health CO-OP | Peak PPO Silver | Silver | $643.01 | $821.77 | $1,745.14 | $8,000 | $9,500 |
| Blue Cross and Blue Shield of Montana | Blue Preferred Silver PPO℠ 203 | Silver | $669.98 | $856.23 | $1,818.33 | $2,000 | $10,500 |
| Blue Cross and Blue Shield of Montana | Blue Preferred Silver PPO℠ Standard | Silver | $685.54 | $876.12 | $1,860.56 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Montana | Blue Preferred Silver PPO℠ 308 | Silver | $703.28 | $898.79 | $1,908.70 | $7,250 | $7,250 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.