ACA marketplace plans in Douglas County, Nebraska (2026)
Douglas County, Nebraska has 81 ACA marketplace plans from 5 insurers in 2026, with monthly premiums for a 40-year-old ranging from $494 to $1,205 and a benchmark (second-lowest-cost silver) plan at $642 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | Bronze | $448.48 | $573.16 | $1,217.18 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze 6000 Blueprint Health w/ Adult Vision | Expanded Bronze | $386.43 | $493.86 | $1,048.78 | $6,000 | $10,600 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze Standard 7500 Blueprint Health | Expanded Bronze | $389.42 | $497.68 | $1,056.88 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze HSA 6500 Blueprint Health | Expanded Bronze | $397.75 | $508.33 | $1,079.50 | $6,500 | $8,050 |
| Ambetter Health | Standard Expanded Bronze | Expanded Bronze | $427.66 | $546.54 | $1,160.64 | $7,500 | $10,000 |
| Ambetter Health | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $437.85 | $559.56 | $1,188.30 | $7,500 | $10,000 |
| Ambetter Health | Choice Bronze HSA | Expanded Bronze | $463.67 | $592.56 | $1,258.39 | $7,250 | $7,250 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Expanded Bronze | $464.76 | $593.96 | $1,261.36 | $7,500 | $10,000 |
| Medica | Elevate by Medica Bronze $0 Copay PCP Visits | Expanded Bronze | $472.83 | $604.28 | $1,283.27 | $7,500 | $10,600 |
| Ambetter Health | Choice Bronze HSA + Vision + Adult Dental | Expanded Bronze | $474.72 | $606.69 | $1,288.38 | $7,250 | $7,250 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze 6000 Premier Select BlueChoice w/ Adult Vision | Expanded Bronze | $475.59 | $607.81 | $1,290.76 | $6,000 | $10,600 |
| Medica | Elevate by Medica Expanded Bronze Standard | Expanded Bronze | $478.38 | $611.36 | $1,298.31 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze Standard 7500 Premier Select BlueChoice | Expanded Bronze | $479.27 | $612.51 | $1,300.74 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Classic | Expanded Bronze | $480.80 | $614.45 | $1,304.86 | $7,750 | $10,600 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | $486.17 | $621.33 | $1,319.47 | $0 | $10,600 |
| Ambetter Health | Elite Bronze | Expanded Bronze | $487.04 | $622.42 | $1,321.79 | $0 | $10,500 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze HSA 6500 Premier Select BlueChoice | Expanded Bronze | $489.53 | $625.61 | $1,328.57 | $6,500 | $8,050 |
| Medica | Elevate by Medica Bronze Premier | Expanded Bronze | $492.17 | $628.99 | $1,335.74 | $2,000 | $10,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Expanded Bronze | $498.36 | $636.91 | $1,352.56 | $0 | $10,600 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Expanded Bronze | $498.64 | $637.25 | $1,353.29 | $0 | $10,500 |
| Oscar Insurance Company | Bronze Classic Standard | Expanded Bronze | $506.91 | $647.82 | $1,375.73 | $7,500 | $10,000 |
| Medica | Medica with CHI Health Bronze $0 Copay PCP Visits + Adult Eye Exam | Expanded Bronze | $509.75 | $651.47 | $1,383.47 | $7,500 | $10,600 |
| Medica | Medica with CHI Health Expanded Bronze Standard + Adult Eye Exam | Expanded Bronze | $515.73 | $659.10 | $1,399.68 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | Expanded Bronze | $516.36 | $659.90 | $1,401.38 | $5,500 | $10,150 |
| Medica | Medica with CHI Health Bronze Premier + Adult Eye Exam | Expanded Bronze | $530.60 | $678.10 | $1,440.04 | $2,000 | $10,600 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Expanded Bronze | $543.06 | $694.01 | $1,473.82 | $0 | $10,600 |
| Medica | Medica Insure Expanded Bronze Standard | Expanded Bronze | $680.51 | $869.70 | $1,846.92 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold Standard 2000 Blueprint Health | Gold | $535.91 | $684.89 | $1,454.45 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold $0 PCP Visit 1500 Blueprint Health | Gold | $539.46 | $689.42 | $1,464.08 | $1,500 | $7,500 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold 1000 Blueprint Health w/ Adult Vision | Gold | $551.07 | $704.27 | $1,495.61 | $1,000 | $5,500 |
| Ambetter Health | Clear Gold | Gold | $556.39 | $711.06 | $1,510.03 | $1,200 | $9,150 |
| Ambetter Health | Clear Gold + Vision + Adult Dental | Gold | $569.65 | $728.00 | $1,546.01 | $1,200 | $9,150 |
| Ambetter Health | Standard Gold | Gold | $570.91 | $729.62 | $1,549.44 | $2,000 | $8,200 |
| Ambetter Health | Standard Gold + Vision + Adult Dental | Gold | $584.52 | $747.00 | $1,586.36 | $2,000 | $8,200 |
| Medica | Elevate by Medica Gold $0 Copay PCP Visits | Gold | $623.55 | $796.90 | $1,692.32 | $1,500 | $8,800 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Gold | $638.45 | $815.94 | $1,732.76 | $2,000 | $8,200 |
| Medica | Elevate by Medica Gold Share | Gold | $641.96 | $820.42 | $1,742.28 | $2,500 | $5,900 |
| UnitedHealthcare | UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Gold | $646.95 | $826.80 | $1,755.82 | $1,750 | $8,200 |
| Ambetter Health | Elite Gold | Gold | $647.48 | $827.46 | $1,757.23 | $0 | $6,500 |
| Medica | Elevate by Medica Gold Standard | Gold | $654.33 | $836.24 | $1,775.86 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold Standard 2000 Premier Select BlueChoice | Gold | $659.56 | $842.92 | $1,790.05 | $2,000 | $8,200 |
| Ambetter Health | Elite Gold + Vision + Adult Dental | Gold | $662.91 | $847.18 | $1,799.11 | $0 | $6,500 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $663.72 | $848.22 | $1,801.31 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold $0 PCP Visit 1500 Premier Select BlueChoice | Gold | $663.93 | $848.50 | $1,801.90 | $1,500 | $7,500 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Gold | $669.38 | $855.47 | $1,816.71 | $0 | $7,700 |
| Medica | Medica with CHI Health Gold $0 Copay PCP Visits + Adult Eye Exam | Gold | $672.24 | $859.12 | $1,824.45 | $1,500 | $8,800 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold 1000 Premier Select BlueChoice w/ Adult Vision | Gold | $678.22 | $866.77 | $1,840.70 | $1,000 | $5,500 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Gold | $681.54 | $871.01 | $1,849.70 | $0 | $7,700 |
| Medica | Medica with CHI Health Gold Share + Adult Eye Exam | Gold | $692.08 | $884.48 | $1,878.32 | $2,500 | $5,900 |
| Oscar Insurance Company | Gold Elite | Gold | $697.02 | $890.78 | $1,891.68 | $500 | $6,500 |
| Medica | Medica with CHI Health Gold Standard + Adult Eye Exam | Gold | $705.43 | $901.53 | $1,914.52 | $2,000 | $8,200 |
| Medica | Medica Insure Gold Standard | Gold | $930.83 | $1,189.59 | $2,526.26 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver Standard 6000 Blueprint Health | Silver | $500.86 | $640.10 | $1,359.33 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver $0 PCP Visit 4500 Blueprint Health | Silver | $502.26 | $641.88 | $1,363.12 | $4,500 | $9,500 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver 4000 Blueprint Health | Silver | $512.58 | $655.07 | $1,391.13 | $4,000 | $8,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver HSA 5500 Blueprint Health w/ Adult Vision | Silver | $531.45 | $679.19 | $1,442.34 | $5,500 | $6,000 |
| Ambetter Health | Standard Silver | Silver | $557.30 | $712.21 | $1,512.48 | $6,000 | $8,900 |
| Ambetter Health | Focused Silver | Silver | $562.88 | $719.35 | $1,527.63 | $6,300 | $8,400 |
| Ambetter Health | Standard Silver + Vision + Adult Dental | Silver | $570.58 | $729.19 | $1,548.52 | $6,000 | $8,900 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | $576.29 | $736.49 | $1,564.03 | $6,300 | $8,400 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver Standard 6000 Premier Select BlueChoice | Silver | $616.42 | $787.79 | $1,672.97 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver $0 PCP Visit 4500 Premier Select BlueChoice | Silver | $618.14 | $789.99 | $1,677.64 | $4,500 | $9,500 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Silver | $626.81 | $801.07 | $1,701.17 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) | Silver | $629.93 | $805.05 | $1,709.62 | $3,500 | $8,900 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver 4000 Premier Select BlueChoice | Silver | $630.85 | $806.22 | $1,712.12 | $4,000 | $8,000 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $634.48 | $810.85 | $1,721.95 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $634.69 | $811.12 | $1,722.53 | $5,750 | $9,600 |
| Oscar Insurance Company | Silver Simple Diabetes | Silver | $635.97 | $812.75 | $1,725.99 | $6,500 | $10,000 |
| Medica | Elevate by Medica Silver $0 Copay PCP Visits | Silver | $637.16 | $814.29 | $1,729.24 | $3,500 | $10,450 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Silver | $637.21 | $814.34 | $1,729.35 | $6,000 | $10,150 |
| UnitedHealthcare | UHC Silver Standard+ (Dental + Vision, No Referrals) | Silver | $638.97 | $816.61 | $1,734.18 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) | Silver | $642.12 | $820.63 | $1,742.70 | $3,500 | $8,900 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Silver | $642.58 | $821.21 | $1,743.96 | $0 | $10,600 |
| Medica | Elevate by Medica Silver Share | Silver | $653.72 | $835.45 | $1,774.19 | $3,525 | $8,850 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver HSA 5500 Premier Select BlueChoice w/ Adult Vision | Silver | $654.07 | $835.90 | $1,775.14 | $5,500 | $6,000 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $654.73 | $836.75 | $1,776.95 | $0 | $10,600 |
| Medica | Elevate by Medica Silver Standard | Silver | $662.65 | $846.86 | $1,798.42 | $6,000 | $8,900 |
| Medica | Medica with CHI Health Silver $0 Copay PCP Visits + Adult Eye Exam | Silver | $686.91 | $877.87 | $1,864.26 | $3,500 | $10,450 |
| Medica | Medica with CHI Health Silver Share + Adult Eye Exam | Silver | $704.76 | $900.68 | $1,912.72 | $3,525 | $8,850 |
| Medica | Medica with CHI Health Silver Standard + Adult Eye Exam | Silver | $714.39 | $912.98 | $1,938.84 | $6,000 | $8,900 |
| Medica | Medica Insure Silver Standard | Silver | $942.65 | $1,204.71 | $2,558.35 | $6,000 | $8,900 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.