ACA marketplace plans in Thayer County, Nebraska (2026)
Thayer County, Nebraska has 72 ACA marketplace plans from 5 insurers in 2026, with monthly premiums for a 40-year-old ranging from $533 to $1,331 and a benchmark (second-lowest-cost silver) plan at $701 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) | Bronze | $470.30 | $601.04 | $1,276.39 | $10,600 | $10,600 |
| Ambetter Health | Standard Expanded Bronze | Expanded Bronze | $416.77 | $532.62 | $1,131.08 | $7,500 | $10,000 |
| Ambetter Health | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $426.70 | $545.31 | $1,158.04 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Classic | Expanded Bronze | $434.35 | $555.09 | $1,178.81 | $7,750 | $10,600 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze 6000 Blueprint Health w/ Adult Vision | Expanded Bronze | $446.49 | $570.62 | $1,211.78 | $6,000 | $10,600 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze Standard 7500 Blueprint Health | Expanded Bronze | $449.94 | $575.03 | $1,221.15 | $7,500 | $10,000 |
| Ambetter Health | Choice Bronze HSA | Expanded Bronze | $451.87 | $577.47 | $1,226.34 | $7,250 | $7,250 |
| Oscar Insurance Company | Bronze Classic Standard | Expanded Bronze | $457.95 | $585.24 | $1,242.84 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze HSA 6500 Blueprint Health | Expanded Bronze | $459.57 | $587.33 | $1,247.28 | $6,500 | $8,050 |
| Ambetter Health | Choice Bronze HSA + Vision + Adult Dental | Expanded Bronze | $462.63 | $591.23 | $1,255.56 | $7,250 | $7,250 |
| Oscar Insurance Company | Bronze Simple Diabetes | Expanded Bronze | $466.48 | $596.15 | $1,266.01 | $5,500 | $10,150 |
| Ambetter Health | Elite Bronze | Expanded Bronze | $474.63 | $606.57 | $1,288.13 | $0 | $10,500 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Expanded Bronze | $485.94 | $621.02 | $1,318.82 | $0 | $10,500 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Expanded Bronze | $487.37 | $622.85 | $1,322.71 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Expanded Bronze | $490.60 | $626.97 | $1,331.45 | $0 | $10,600 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze 6000 Premier Select BlueChoice w/ Adult Vision | Expanded Bronze | $494.04 | $631.38 | $1,340.82 | $6,000 | $10,600 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze Standard 7500 Premier Select BlueChoice | Expanded Bronze | $497.86 | $636.26 | $1,351.19 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze HSA 6500 Premier Select BlueChoice | Expanded Bronze | $508.51 | $649.88 | $1,380.10 | $6,500 | $8,050 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | $509.82 | $651.55 | $1,383.66 | $0 | $10,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Expanded Bronze | $522.60 | $667.89 | $1,418.35 | $0 | $10,600 |
| Medica | Medica with CHI Health Bronze $0 Copay PCP Visits | Expanded Bronze | $559.84 | $715.47 | $1,519.39 | $7,500 | $10,600 |
| Medica | Medica with CHI Health Expanded Bronze Standard | Expanded Bronze | $566.40 | $723.85 | $1,537.20 | $7,500 | $10,000 |
| Medica | Medica with CHI Health Bronze Premier | Expanded Bronze | $582.73 | $744.72 | $1,581.52 | $2,000 | $10,600 |
| Medica | Medica Insure Expanded Bronze Standard | Expanded Bronze | $751.86 | $960.87 | $2,040.54 | $7,500 | $10,000 |
| Ambetter Health | Clear Gold | Gold | $542.22 | $692.95 | $1,471.57 | $1,200 | $9,150 |
| Ambetter Health | Clear Gold + Vision + Adult Dental | Gold | $555.14 | $709.46 | $1,506.64 | $1,200 | $9,150 |
| Ambetter Health | Standard Gold | Gold | $556.37 | $711.03 | $1,509.97 | $2,000 | $8,200 |
| Ambetter Health | Standard Gold + Vision + Adult Dental | Gold | $569.63 | $727.98 | $1,545.96 | $2,000 | $8,200 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $599.61 | $766.28 | $1,627.30 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold Standard 2000 Blueprint Health | Gold | $619.20 | $791.34 | $1,680.52 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold $0 PCP Visit 1500 Blueprint Health | Gold | $623.30 | $796.58 | $1,691.64 | $1,500 | $7,500 |
| Oscar Insurance Company | Gold Elite | Gold | $629.69 | $804.73 | $1,708.95 | $500 | $6,500 |
| Ambetter Health | Elite Gold | Gold | $630.99 | $806.39 | $1,712.47 | $0 | $6,500 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold 1000 Blueprint Health w/ Adult Vision | Gold | $636.72 | $813.73 | $1,728.07 | $1,000 | $5,500 |
| Ambetter Health | Elite Gold + Vision + Adult Dental | Gold | $646.02 | $825.61 | $1,753.28 | $0 | $6,500 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Gold | $669.51 | $855.63 | $1,817.04 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Gold | $678.42 | $867.02 | $1,841.23 | $1,750 | $8,200 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold Standard 2000 Premier Select BlueChoice | Gold | $685.14 | $875.61 | $1,859.47 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold $0 PCP Visit 1500 Premier Select BlueChoice | Gold | $689.67 | $881.40 | $1,871.78 | $1,500 | $7,500 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | Gold | $701.94 | $897.08 | $1,905.08 | $0 | $7,700 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold 1000 Premier Select BlueChoice w/ Adult Vision | Gold | $704.53 | $900.38 | $1,912.08 | $1,000 | $5,500 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) | Gold | $714.69 | $913.38 | $1,939.68 | $0 | $7,700 |
| Medica | Medica with CHI Health Gold $0 Copay PCP Visits | Gold | $738.28 | $943.53 | $2,003.70 | $1,500 | $8,800 |
| Medica | Medica with CHI Health Gold Share | Gold | $760.08 | $971.38 | $2,062.86 | $2,500 | $5,900 |
| Medica | Medica with CHI Health Gold Standard | Gold | $774.73 | $990.11 | $2,102.62 | $2,000 | $8,200 |
| Medica | Medica Insure Gold Standard | Gold | $1,028.41 | $1,314.31 | $2,791.11 | $2,000 | $8,200 |
| Ambetter Health | Standard Silver | Silver | $543.10 | $694.07 | $1,473.96 | $6,000 | $8,900 |
| Ambetter Health | Focused Silver | Silver | $548.54 | $701.02 | $1,488.72 | $6,300 | $8,400 |
| Ambetter Health | Standard Silver + Vision + Adult Dental | Silver | $556.05 | $710.61 | $1,509.08 | $6,000 | $8,900 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | $561.61 | $717.73 | $1,524.20 | $6,300 | $8,400 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $573.19 | $732.52 | $1,555.61 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $573.38 | $732.77 | $1,556.13 | $5,750 | $9,600 |
| Oscar Insurance Company | Silver Simple Diabetes | Silver | $574.54 | $734.24 | $1,559.26 | $6,500 | $10,000 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Silver | $575.65 | $735.67 | $1,562.30 | $6,000 | $10,150 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver Standard 6000 Blueprint Health | Silver | $578.70 | $739.58 | $1,570.60 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver $0 PCP Visit 4500 Blueprint Health | Silver | $580.32 | $741.65 | $1,574.99 | $4,500 | $9,500 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver 4000 Blueprint Health | Silver | $592.25 | $756.89 | $1,607.35 | $4,000 | $8,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver HSA 5500 Blueprint Health w/ Adult Vision | Silver | $614.05 | $784.75 | $1,666.52 | $5,500 | $6,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver Standard 6000 Premier Select BlueChoice | Silver | $640.33 | $818.34 | $1,737.85 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver $0 PCP Visit 4500 Premier Select BlueChoice | Silver | $642.12 | $820.62 | $1,742.70 | $4,500 | $9,500 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver 4000 Premier Select BlueChoice | Silver | $655.31 | $837.49 | $1,778.51 | $4,000 | $8,000 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Silver | $657.30 | $840.03 | $1,783.92 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) | Silver | $660.57 | $844.21 | $1,792.78 | $3,500 | $8,900 |
| UnitedHealthcare | UHC Silver Standard+ (Dental + Vision, No Referrals) | Silver | $670.06 | $856.33 | $1,818.53 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) | Silver | $673.35 | $860.54 | $1,827.47 | $3,500 | $8,900 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Silver | $673.83 | $861.16 | $1,828.79 | $0 | $10,600 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver HSA 5500 Premier Select BlueChoice w/ Adult Vision | Silver | $679.43 | $868.32 | $1,843.98 | $5,500 | $6,000 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $686.58 | $877.45 | $1,863.38 | $0 | $10,600 |
| Medica | Medica with CHI Health Silver $0 Copay PCP Visits | Silver | $754.39 | $964.11 | $2,047.42 | $3,500 | $10,450 |
| Medica | Medica with CHI Health Silver Share | Silver | $774.00 | $989.18 | $2,100.64 | $3,525 | $8,850 |
| Medica | Medica with CHI Health Silver Standard | Silver | $784.57 | $1,002.68 | $2,129.33 | $6,000 | $8,900 |
| Medica | Medica Insure Silver Standard | Silver | $1,041.47 | $1,331.00 | $2,826.56 | $6,000 | $8,900 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.