ACA marketplace plans in Carroll County, New Hampshire (2026)
Carroll County, New Hampshire has 39 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $278 to $716 and a benchmark (second-lowest-cost silver) plan at $440 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| Anthem Blue Cross and Blue Shield | Anthem Catastrophic Pathway X Enhanced | Catastrophic | $217.21 | $277.59 | $589.51 | $10,600 | $10,600 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X Enhanced 7000/0% ($0 Virtual PCP + $0 Select Drugs) | Expanded Bronze | $253.20 | $323.59 | $687.18 | $7,000 | $10,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X Enhanced 7500/50% ($0 Virtual PCP + $0 Select Drugs) Standard | Expanded Bronze | $276.41 | $353.25 | $750.18 | $7,500 | $10,000 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Drugs) | Expanded Bronze | $277.97 | $355.25 | $754.41 | $6,000 | $10,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X Enhanced 6000/35% HSA | Expanded Bronze | $286.78 | $366.50 | $778.32 | $6,000 | $8,000 |
| Ambetter from NH Healthy Families | Standard Expanded Bronze | Expanded Bronze | $288.72 | $368.97 | $783.55 | $7,500 | $10,000 |
| Ambetter from NH Healthy Families | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $297.99 | $380.82 | $808.72 | $7,500 | $10,000 |
| Ambetter from NH Healthy Families | Choice Bronze HSA | Expanded Bronze | $311.78 | $398.45 | $846.15 | $7,250 | $7,250 |
| Ambetter from NH Healthy Families | Choice Bronze HSA + Vision + Adult Dental | Expanded Bronze | $321.80 | $411.25 | $873.34 | $7,250 | $7,250 |
| Ambetter from NH Healthy Families | Elite Bronze | Expanded Bronze | $326.22 | $416.90 | $885.35 | $0 | $10,150 |
| Ambetter from NH Healthy Families | Elite Bronze + Vision + Adult Dental | Expanded Bronze | $336.70 | $430.30 | $913.79 | $0 | $10,150 |
| Harvard Pilgrim Health Care | NH Local Choice HMO HSA Bronze 6000 | Expanded Bronze | $406.63 | $519.67 | $1,103.59 | $6,000 | $7,500 |
| Harvard Pilgrim Health Care | NH Local Choice HMO Bronze 8000 + $0 Rx list + $0 Virtual Urgent Care | Expanded Bronze | $427.22 | $545.99 | $1,159.47 | $8,000 | $9,100 |
| Harvard Pilgrim Health Care | NH Local HMO Bronze 7500 Standard + $0 Rx list + $0 Virtual Urgent Care | Expanded Bronze | $444.76 | $568.40 | $1,207.08 | $7,500 | $10,000 |
| Ambetter from NH Healthy Families | Standard Gold | Gold | $383.16 | $489.67 | $1,039.88 | $2,000 | $8,200 |
| Ambetter from NH Healthy Families | Everyday Gold | Gold | $386.43 | $493.85 | $1,048.76 | $800 | $7,250 |
| Ambetter from NH Healthy Families | Standard Gold + Vision + Adult Dental | Gold | $395.47 | $505.40 | $1,073.29 | $2,000 | $8,200 |
| Ambetter from NH Healthy Families | Everyday Gold + Vision + Adult Dental | Gold | $398.85 | $509.72 | $1,082.45 | $800 | $7,250 |
| Ambetter from NH Healthy Families | Complete Gold | Gold | $399.13 | $510.07 | $1,083.20 | $1,450 | $7,500 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Pathway X Enhanced 700/40% ($0 Virtual PCP + $0 Select Drugs) | Gold | $410.77 | $524.96 | $1,114.83 | $700 | $7,500 |
| Ambetter from NH Healthy Families | Complete Gold + Vision + Adult Dental | Gold | $411.95 | $526.46 | $1,118.00 | $1,450 | $7,500 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Pathway X Enhanced 2000/25% ($0 Virtual PCP + $0 Select Drug) Standard | Gold | $417.23 | $533.22 | $1,132.36 | $2,000 | $8,200 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Pathway X Enhanced 1200/20% ($0 Virtual PCP + $0 Select Drugs) | Gold | $418.82 | $535.25 | $1,136.68 | $1,200 | $9,000 |
| Harvard Pilgrim Health Care | NH Local HMO Gold 2000 Standard + $0 Rx list + $0 Virtual Urgent Care | Gold | $530.18 | $677.57 | $1,438.90 | $2,000 | $8,200 |
| Harvard Pilgrim Health Care | NH Local Choice HMO Gold 1400 + $0 Rx list + $0 Virtual Urgent Care | Gold | $548.48 | $700.96 | $1,488.57 | $1,400 | $7,500 |
| Harvard Pilgrim Health Care | NH Local Choice HMO Gold + $0 Rx list + $0 Virtual Urgent Care | Gold | $559.92 | $715.58 | $1,519.62 | $0 | $8,700 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Drugs) Standard | Silver | $324.42 | $414.61 | $880.48 | $6,000 | $8,900 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X Enhanced 5500/20% ($0 Virtual PCP + $0 Select Drugs) | Silver | $344.22 | $439.91 | $934.21 | $5,500 | $8,500 |
| Ambetter from NH Healthy Families | Clear Silver | Silver | $346.63 | $442.98 | $940.74 | $7,000 | $7,000 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X Enhanced 4500/20% HSA | Silver | $348.51 | $445.40 | $945.86 | $4,500 | $6,000 |
| Ambetter from NH Healthy Families | Standard Silver | Silver | $349.91 | $447.17 | $949.63 | $6,000 | $8,900 |
| Ambetter from NH Healthy Families | Complete Silver | Silver | $353.58 | $451.86 | $959.59 | $5,950 | $8,850 |
| Ambetter from NH Healthy Families | Clear Silver + Vision + Adult Dental | Silver | $357.77 | $457.22 | $970.96 | $7,000 | $7,000 |
| Ambetter from NH Healthy Families | Standard Silver + Vision + Adult Dental | Silver | $361.15 | $461.54 | $980.14 | $6,000 | $8,900 |
| Ambetter from NH Healthy Families | Complete Silver + Vision + Adult Dental | Silver | $364.94 | $466.38 | $990.42 | $5,950 | $8,850 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Silver Pathway X Enhanced 4000/0% ($0 Virtual PCP + $0 Select Drugs) | Silver | $373.78 | $477.69 | $1,014.44 | $4,000 | $9,000 |
| Harvard Pilgrim Health Care | NH Local HMO Silver 6000 Standard + $0 Rx list + $0 Virtual Urgent Care | Silver | $513.40 | $656.12 | $1,393.36 | $6,000 | $8,900 |
| Harvard Pilgrim Health Care | NH Local Choice HMO Silver 5000 + $0 Rx list + $0 Virtual Urgent Care | Silver | $530.18 | $677.57 | $1,438.90 | $5,000 | $8,500 |
| Harvard Pilgrim Health Care | NH Local Choice HMO Silver 3500 + $0 Rx list + $0 Virtual Urgent Care | Silver | $546.95 | $699.01 | $1,484.43 | $3,500 | $8,200 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.