ACA marketplace plans in Oklahoma County, Oklahoma (2026)
Oklahoma County, Oklahoma has 103 ACA marketplace plans from 7 insurers in 2026, with monthly premiums for a 40-year-old ranging from $314 to $1,300 and a benchmark (second-lowest-cost silver) plan at $568 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential (No Referrals) | Bronze | $387.64 | $495.40 | $1,052.05 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Bronze HMO℠ 902 | Bronze | $403.21 | $515.30 | $1,094.31 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Bronze HMO℠ 904 | Bronze | $435.31 | $556.33 | $1,181.43 | $4,500 | $10,150 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ 202 | Bronze | $477.19 | $609.85 | $1,295.09 | $6,800 | $10,600 |
| CommunityCare | CommunityCare Catastrophic | Catastrophic | $245.72 | $314.03 | $666.88 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Security PPO℠ 200 | Catastrophic | $714.41 | $913.02 | $1,938.91 | $10,600 | $10,600 |
| Oscar Insurance Company | Bronze Simple | Expanded Bronze | $341.22 | $436.06 | $926.04 | $9,000 | $10,600 |
| Ambetter of Oklahoma | Everyday Bronze | Expanded Bronze | $351.67 | $449.42 | $954.39 | $8,450 | $10,150 |
| Ambetter of Oklahoma | Standard Expanded Bronze | Expanded Bronze | $351.90 | $449.71 | $955.02 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Classic Standard | Expanded Bronze | $356.60 | $455.73 | $967.80 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | Expanded Bronze | $363.89 | $465.03 | $987.56 | $5,500 | $10,150 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze | $366.03 | $467.78 | $993.38 | $5,500 | $10,150 |
| Ambetter of Oklahoma | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | $366.64 | $468.56 | $995.04 | $8,450 | $10,150 |
| Ambetter of Oklahoma | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $366.88 | $468.86 | $995.69 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Expanded Bronze | $371.17 | $474.34 | $1,007.32 | $5,500 | $10,150 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Expanded Bronze | $395.81 | $505.84 | $1,074.21 | $0 | $10,150 |
| CommunityCare | CommunityCare Expanded Bronze Standardized | Expanded Bronze | $398.27 | $508.99 | $1,080.92 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Expanded Bronze | $401.76 | $513.45 | $1,090.37 | $7,500 | $10,000 |
| CommunityCare | CommunityCare Bronze IH223 | Expanded Bronze | $404.86 | $517.41 | $1,098.79 | $5,000 | $7,500 |
| Medica | Balance by Medica Bronze $0 Copay PCP Visits | Expanded Bronze | $405.38 | $518.07 | $1,100.19 | $7,500 | $10,600 |
| Ambetter of Oklahoma | Elite Bronze | Expanded Bronze | $406.15 | $519.05 | $1,102.27 | $0 | $10,500 |
| CommunityCare | CommunityCare Bronze IH224 | Expanded Bronze | $406.79 | $519.87 | $1,104.02 | $7,150 | $7,150 |
| Medica | Balance by Medica Expanded Bronze Standard | Expanded Bronze | $413.88 | $528.94 | $1,123.27 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) | Expanded Bronze | $418.90 | $535.36 | $1,136.90 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Bronze HMO℠ Standard | Expanded Bronze | $421.68 | $538.91 | $1,144.44 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | $422.51 | $539.97 | $1,146.70 | $0 | $10,600 |
| Ambetter of Oklahoma | Elite Bronze + Vision + Adult Dental | Expanded Bronze | $423.45 | $541.16 | $1,149.22 | $0 | $10,500 |
| Mending Health | MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) | Expanded Bronze | $424.70 | $542.76 | $1,152.63 | $4,950 | $10,150 |
| Medica | Balance by Medica Bronze Premier | Expanded Bronze | $428.00 | $546.98 | $1,161.59 | $2,000 | $10,600 |
| Mending Health | MENDING Standard Bronze (No Direct Primary Care, for DPC select DPC Bronze) | Expanded Bronze | $433.08 | $553.48 | $1,175.38 | $7,500 | $10,000 |
| Medica | Harmony by Medica Bronze $0 Copay PCP Visits + Adult Eye Exam | Expanded Bronze | $505.25 | $645.71 | $1,371.25 | $7,500 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ Standard | Expanded Bronze | $506.50 | $647.31 | $1,374.64 | $7,500 | $10,000 |
| Medica | Harmony by Medica Expanded Bronze Standard + Adult Eye Exam | Expanded Bronze | $515.85 | $659.26 | $1,400.02 | $7,500 | $10,000 |
| Medica | Harmony by Medica Bronze Premier + Adult Eye Exam | Expanded Bronze | $533.45 | $681.74 | $1,447.77 | $2,000 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ 203 | Expanded Bronze | $545.55 | $697.21 | $1,480.62 | $4,500 | $8,300 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Bronze PPO℠ Standard | Expanded Bronze | $772.09 | $986.73 | $2,095.45 | $7,500 | $10,000 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $452.88 | $578.76 | $1,229.08 | $2,000 | $8,200 |
| Ambetter of Oklahoma | Standard Gold | Gold | $477.50 | $610.23 | $1,295.91 | $2,000 | $8,200 |
| Ambetter of Oklahoma | Everyday Gold | Gold | $485.89 | $620.96 | $1,318.68 | $800 | $7,250 |
| Ambetter of Oklahoma | Standard Gold + Vision + Adult Dental | Gold | $497.84 | $636.22 | $1,351.10 | $2,000 | $8,200 |
| Ambetter of Oklahoma | Everyday Gold + Vision + Adult Dental | Gold | $506.59 | $647.40 | $1,374.85 | $800 | $7,250 |
| CommunityCare | CommunityCare Gold L21 | Gold | $521.80 | $666.86 | $1,416.17 | $3,800 | $7,500 |
| CommunityCare | CommunityCare Gold Standardized | Gold | $522.22 | $667.40 | $1,417.31 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Gold HMO℠ 804 | Gold | $522.86 | $668.22 | $1,419.04 | $1,000 | $10,600 |
| CommunityCare | CommunityCare Gold IH221 | Gold | $525.03 | $670.98 | $1,424.92 | $1,100 | $8,500 |
| Medica | Balance by Medica Gold $0 Copay PCP Visits | Gold | $541.11 | $691.54 | $1,468.57 | $1,500 | $8,800 |
| Mending Health | MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) | Gold | $541.60 | $692.16 | $1,469.90 | $0 | $8,800 |
| Medica | Balance by Medica Gold Share | Gold | $547.96 | $700.30 | $1,487.17 | $2,500 | $5,900 |
| Ambetter of Oklahoma | Elite Gold | Gold | $549.76 | $702.58 | $1,492.03 | $0 | $6,500 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Gold | $550.70 | $703.80 | $1,494.61 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Gold HMO℠ 704 | Gold | $553.69 | $707.62 | $1,502.71 | $1,000 | $7,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) | Gold | $556.26 | $710.90 | $1,509.68 | $2,000 | $7,000 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Gold HMO℠ Standard | Gold | $560.10 | $715.81 | $1,520.11 | $2,000 | $8,200 |
| Ambetter of Oklahoma | Elite Gold + Vision + Adult Dental | Gold | $573.18 | $732.51 | $1,555.58 | $0 | $6,500 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Gold | $573.40 | $732.81 | $1,556.21 | $2,000 | $7,000 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Gold | $581.35 | $742.97 | $1,577.80 | $0 | $7,000 |
| Medica | Balance by Medica Gold Standard | Gold | $592.09 | $756.69 | $1,606.92 | $2,000 | $8,200 |
| Mending Health | MENDING Standard Gold (No Direct Primary Care, for DPC select DPC Gold) | Gold | $612.46 | $782.72 | $1,662.21 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ 309 | Gold | $627.88 | $802.43 | $1,704.07 | $1,050 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ 604 | Gold | $645.95 | $825.52 | $1,753.11 | $1,100 | $8,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ Standard | Gold | $668.70 | $854.60 | $1,814.85 | $2,000 | $8,200 |
| Medica | Harmony by Medica Gold $0 Copay PCP Visits + Adult Eye Exam | Gold | $674.43 | $861.92 | $1,830.40 | $1,500 | $8,800 |
| Medica | Harmony by Medica Gold Share + Adult Eye Exam | Gold | $682.97 | $872.83 | $1,853.57 | $2,500 | $5,900 |
| Medica | Harmony by Medica Gold Standard + Adult Eye Exam | Gold | $737.96 | $943.11 | $2,002.83 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Gold PPO℠ Standard | Gold | $986.40 | $1,260.62 | $2,677.09 | $2,000 | $8,200 |
| Ambetter of Oklahoma | Standard Silver | Silver | $439.15 | $561.23 | $1,191.84 | $6,000 | $8,900 |
| Ambetter of Oklahoma | Focused Silver | Silver | $444.41 | $567.94 | $1,206.10 | $6,300 | $8,400 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $446.03 | $570.01 | $1,210.50 | $5,750 | $8,600 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $447.23 | $571.55 | $1,213.76 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Simple Diabetes | Silver | $450.06 | $575.17 | $1,221.44 | $6,500 | $10,000 |
| Oscar Insurance Company | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $451.56 | $577.09 | $1,225.52 | $6,500 | $9,600 |
| Ambetter of Oklahoma | Enhanced Asthma/COPD Care Silver with $0 Drug Options | Silver | $452.34 | $578.08 | $1,227.63 | $5,900 | $8,150 |
| Ambetter of Oklahoma | Enhanced Diabetes Care Silver with $0 Drug Options | Silver | $452.92 | $578.81 | $1,229.19 | $5,000 | $8,650 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM | Silver | $456.27 | $583.10 | $1,238.29 | $5,900 | $10,150 |
| Ambetter of Oklahoma | Standard Silver + Vision + Adult Dental | Silver | $457.86 | $585.13 | $1,242.59 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Silver | $458.41 | $585.84 | $1,244.10 | $6,000 | $10,150 |
| Oscar Insurance Company | Silver Elite Saver Plus | Silver | $461.88 | $590.26 | $1,253.50 | $0 | $10,150 |
| Ambetter of Oklahoma | Focused Silver + Vision + Adult Dental | Silver | $463.34 | $592.13 | $1,257.47 | $6,300 | $8,400 |
| Ambetter of Oklahoma | Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | $471.61 | $602.70 | $1,279.91 | $5,900 | $8,150 |
| Ambetter of Oklahoma | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | $472.21 | $603.47 | $1,281.54 | $5,000 | $8,650 |
| CommunityCare | CommunityCare Silver Standardized | Silver | $517.67 | $661.58 | $1,404.95 | $6,000 | $8,900 |
| CommunityCare | CommunityCare Silver SLIH223 | Silver | $522.96 | $668.35 | $1,419.32 | $6,600 | $7,800 |
| CommunityCare | CommunityCare Silver L21 | Silver | $523.69 | $669.27 | $1,421.28 | $7,000 | $7,600 |
| Mending Health | MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) | Silver | $545.32 | $696.92 | $1,480.01 | $2,300 | $10,150 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Silver | $549.51 | $702.27 | $1,491.37 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Silver | $553.86 | $707.83 | $1,503.17 | $2,900 | $9,500 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Silver HMO℠ 705 | Silver | $555.93 | $710.48 | $1,508.79 | $2,950 | $10,150 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Silver HMO℠ 803 | Silver | $559.14 | $714.58 | $1,517.51 | $3,000 | $10,600 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Silver | $560.48 | $716.29 | $1,521.13 | $2,600 | $9,200 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Silver HMO℠ Standard | Silver | $567.99 | $725.89 | $1,541.52 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Silver | $571.00 | $729.74 | $1,549.70 | $2,900 | $9,500 |
| Medica | Balance by Medica Silver $0 Copay PCP Visits | Silver | $571.83 | $730.79 | $1,551.93 | $3,500 | $10,450 |
| Medica | Balance by Medica Silver Share | Silver | $572.77 | $732.00 | $1,554.50 | $3,525 | $8,850 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Silver | $577.62 | $738.20 | $1,567.66 | $2,600 | $9,200 |
| Medica | Balance by Medica Silver Standard | Silver | $609.21 | $778.58 | $1,653.41 | $6,000 | $8,900 |
| Mending Health | MENDING Standard Silver (No Direct Primary Care, for DPC select DPC Silver) | Silver | $616.64 | $788.06 | $1,673.56 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ 501 | Silver | $644.91 | $824.19 | $1,750.29 | $3,500 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ Standard | Silver | $679.70 | $868.66 | $1,844.71 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ 204 | Silver | $684.01 | $874.16 | $1,856.40 | $1,025 | $10,150 |
| Medica | Harmony by Medica Silver $0 Copay PCP Visits + Adult Eye Exam | Silver | $712.71 | $910.84 | $1,934.29 | $3,500 | $10,450 |
| Medica | Harmony by Medica Silver Share + Adult Eye Exam | Silver | $713.89 | $912.35 | $1,937.49 | $3,525 | $8,850 |
| Medica | Harmony by Medica Silver Standard + Adult Eye Exam | Silver | $759.31 | $970.40 | $2,060.77 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Silver PPO℠ Standard | Silver | $1,017.21 | $1,299.99 | $2,760.71 | $6,000 | $8,900 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.