ACA marketplace plans in Tulsa County, Oklahoma (2026)
Tulsa County, Oklahoma has 98 ACA marketplace plans from 7 insurers in 2026, with monthly premiums for a 40-year-old ranging from $299 to $1,226 and a benchmark (second-lowest-cost silver) plan at $564 per month.
Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward
Plan table
| Issuer | Plan | Metal | Age 21 | Age 40 | Age 60 | Deductible | MOOP |
|---|---|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential (No Referrals) | Bronze | $403.08 | $515.14 | $1,093.96 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Bronze HMO℠ 902 | Bronze | $405.75 | $518.55 | $1,101.21 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Bronze HMO℠ 904 | Bronze | $438.53 | $560.44 | $1,190.17 | $4,500 | $10,150 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ 202 | Bronze | $537.81 | $687.32 | $1,459.62 | $6,800 | $10,600 |
| CommunityCare | CommunityCare Catastrophic | Catastrophic | $233.99 | $299.03 | $635.04 | $10,600 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Security PPO℠ 200 | Catastrophic | $668.63 | $854.51 | $1,814.66 | $10,600 | $10,600 |
| Oscar Insurance Company | Bronze Simple | Expanded Bronze | $336.87 | $430.51 | $914.24 | $9,000 | $10,600 |
| Oscar Insurance Company | Bronze Classic Standard | Expanded Bronze | $352.06 | $449.92 | $955.47 | $7,500 | $10,000 |
| Ambetter of Oklahoma | Everyday Bronze | Expanded Bronze | $354.82 | $453.45 | $962.97 | $8,450 | $10,150 |
| Ambetter of Oklahoma | Standard Expanded Bronze | Expanded Bronze | $355.06 | $453.75 | $963.60 | $7,500 | $10,000 |
| Medica | Harmony by Medica Bronze $0 Copay PCP Visits | Expanded Bronze | $355.78 | $454.68 | $965.58 | $7,500 | $10,600 |
| Oscar Insurance Company | Bronze Simple Diabetes | Expanded Bronze | $359.25 | $459.11 | $974.98 | $5,500 | $10,150 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze | $361.37 | $461.82 | $980.73 | $5,500 | $10,150 |
| Medica | Harmony by Medica Expanded Bronze Standard | Expanded Bronze | $363.24 | $464.22 | $985.84 | $7,500 | $10,000 |
| CommunityCare | Saint Francis Expanded Bronze Standardized | Expanded Bronze | $363.43 | $464.46 | $986.35 | $7,500 | $10,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Expanded Bronze | $366.44 | $468.30 | $994.49 | $5,500 | $10,150 |
| Ambetter of Oklahoma | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | $369.94 | $472.77 | $1,003.98 | $8,450 | $10,150 |
| Ambetter of Oklahoma | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $370.18 | $473.08 | $1,004.64 | $7,500 | $10,000 |
| Medica | Harmony by Medica Bronze Premier | Expanded Bronze | $375.63 | $480.06 | $1,019.46 | $2,000 | $10,600 |
| CommunityCare | CommunityCare Expanded Bronze Standardized | Expanded Bronze | $379.25 | $484.69 | $1,029.30 | $7,500 | $10,000 |
| CommunityCare | CommunityCare Bronze IH223 | Expanded Bronze | $385.53 | $492.70 | $1,046.32 | $5,000 | $7,500 |
| CommunityCare | CommunityCare Bronze IH224 | Expanded Bronze | $387.36 | $495.05 | $1,051.30 | $7,150 | $7,150 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Expanded Bronze | $390.77 | $499.39 | $1,060.53 | $0 | $10,150 |
| Ambetter of Oklahoma | Elite Bronze | Expanded Bronze | $409.80 | $523.72 | $1,112.18 | $0 | $10,500 |
| UnitedHealthcare | UHC Bronze Standard (No Referrals) | Expanded Bronze | $417.76 | $533.90 | $1,133.81 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Bronze HMO℠ Standard | Expanded Bronze | $424.15 | $542.06 | $1,151.14 | $7,500 | $10,000 |
| Ambetter of Oklahoma | Elite Bronze + Vision + Adult Dental | Expanded Bronze | $427.26 | $546.02 | $1,159.55 | $0 | $10,500 |
| Mending Health | MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) | Expanded Bronze | $427.28 | $546.06 | $1,159.63 | $4,950 | $10,150 |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision, No Referrals) | Expanded Bronze | $435.59 | $556.69 | $1,182.19 | $7,500 | $10,000 |
| Mending Health | MENDING Standard Bronze (No Direct Primary Care, for DPC select DPC Bronze) | Expanded Bronze | $435.71 | $556.84 | $1,182.52 | $7,500 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | Expanded Bronze | $439.35 | $561.48 | $1,192.39 | $0 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ Standard | Expanded Bronze | $570.03 | $728.50 | $1,547.06 | $7,500 | $10,000 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ 203 | Expanded Bronze | $613.89 | $784.55 | $1,666.10 | $4,500 | $8,300 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Bronze PPO℠ Standard | Expanded Bronze | $726.04 | $927.88 | $1,970.47 | $7,500 | $10,000 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $447.11 | $571.39 | $1,213.43 | $2,000 | $8,200 |
| Medica | Harmony by Medica Gold $0 Copay PCP Visits | Gold | $474.90 | $606.93 | $1,288.89 | $1,500 | $8,800 |
| Medica | Harmony by Medica Gold Share | Gold | $480.92 | $614.61 | $1,305.21 | $2,500 | $5,900 |
| Ambetter of Oklahoma | Standard Gold | Gold | $481.79 | $615.72 | $1,307.55 | $2,000 | $8,200 |
| Ambetter of Oklahoma | Everyday Gold | Gold | $490.26 | $626.54 | $1,330.53 | $800 | $7,250 |
| CommunityCare | CommunityCare Gold L21 | Gold | $496.88 | $635.02 | $1,348.54 | $3,800 | $7,500 |
| CommunityCare | CommunityCare Gold Standardized | Gold | $497.28 | $635.53 | $1,349.63 | $2,000 | $8,200 |
| CommunityCare | CommunityCare Gold IH221 | Gold | $499.95 | $638.94 | $1,356.87 | $1,100 | $8,500 |
| Ambetter of Oklahoma | Standard Gold + Vision + Adult Dental | Gold | $502.31 | $641.94 | $1,363.24 | $2,000 | $8,200 |
| Ambetter of Oklahoma | Everyday Gold + Vision + Adult Dental | Gold | $511.14 | $653.22 | $1,387.20 | $800 | $7,250 |
| Medica | Harmony by Medica Gold Standard | Gold | $519.64 | $664.10 | $1,410.31 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Gold HMO℠ 804 | Gold | $528.12 | $674.94 | $1,433.32 | $1,000 | $10,600 |
| Mending Health | MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) | Gold | $544.89 | $696.37 | $1,478.83 | $0 | $8,800 |
| Ambetter of Oklahoma | Elite Gold | Gold | $554.70 | $708.90 | $1,505.44 | $0 | $6,500 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Gold HMO℠ 704 | Gold | $559.55 | $715.10 | $1,518.62 | $1,000 | $7,000 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Gold HMO℠ Standard | Gold | $566.28 | $723.71 | $1,536.88 | $2,000 | $8,200 |
| UnitedHealthcare | UHC Gold Standard (No Referrals) | Gold | $572.64 | $731.84 | $1,554.15 | $2,000 | $8,200 |
| Ambetter of Oklahoma | Elite Gold + Vision + Adult Dental | Gold | $578.33 | $739.09 | $1,569.55 | $0 | $6,500 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) | Gold | $578.42 | $739.22 | $1,569.83 | $2,000 | $7,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | Gold | $596.24 | $762.00 | $1,618.21 | $2,000 | $7,000 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Gold | $604.52 | $772.57 | $1,640.66 | $0 | $7,000 |
| Mending Health | MENDING Standard Gold (No Direct Primary Care, for DPC select DPC Gold) | Gold | $616.18 | $787.48 | $1,672.31 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ 309 | Gold | $703.45 | $899.01 | $1,909.16 | $1,050 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ 604 | Gold | $723.24 | $924.30 | $1,962.87 | $1,100 | $8,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ Standard | Gold | $748.13 | $956.11 | $2,030.42 | $2,000 | $8,200 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Gold PPO℠ Standard | Gold | $933.00 | $1,192.37 | $2,532.16 | $2,000 | $8,200 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $440.35 | $562.75 | $1,195.08 | $5,750 | $8,600 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $441.53 | $564.27 | $1,198.29 | $6,000 | $8,900 |
| Ambetter of Oklahoma | Standard Silver | Silver | $443.10 | $566.27 | $1,202.54 | $6,000 | $8,900 |
| Oscar Insurance Company | Silver Simple Diabetes | Silver | $444.33 | $567.84 | $1,205.88 | $6,500 | $10,000 |
| Oscar Insurance Company | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $445.81 | $569.74 | $1,209.91 | $6,500 | $9,600 |
| Ambetter of Oklahoma | Focused Silver | Silver | $448.40 | $573.05 | $1,216.94 | $6,300 | $8,400 |
| CommunityCare | Ascension St. John Empower Silver | Silver | $449.18 | $574.05 | $1,219.06 | $6,750 | $8,500 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM | Silver | $450.46 | $575.68 | $1,222.52 | $5,900 | $10,150 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Silver | $452.57 | $578.37 | $1,228.25 | $6,000 | $10,150 |
| Oscar Insurance Company | Silver Elite Saver Plus | Silver | $455.99 | $582.75 | $1,237.54 | $0 | $10,150 |
| Ambetter of Oklahoma | Enhanced Asthma/COPD Care Silver with $0 Drug Options | Silver | $456.41 | $583.28 | $1,238.66 | $5,900 | $8,150 |
| Ambetter of Oklahoma | Enhanced Diabetes Care Silver with $0 Drug Options | Silver | $456.99 | $584.02 | $1,240.23 | $5,000 | $8,650 |
| Ambetter of Oklahoma | Standard Silver + Vision + Adult Dental | Silver | $461.97 | $590.38 | $1,253.76 | $6,000 | $8,900 |
| CommunityCare | Ascension St. John Empower Silver Standardized | Silver | $466.28 | $595.90 | $1,265.47 | $6,000 | $8,900 |
| Ambetter of Oklahoma | Focused Silver + Vision + Adult Dental | Silver | $467.50 | $597.45 | $1,268.77 | $6,300 | $8,400 |
| CommunityCare | Saint Francis Silver Standardized | Silver | $471.87 | $603.06 | $1,280.67 | $6,000 | $8,900 |
| Ambetter of Oklahoma | Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | $475.84 | $608.12 | $1,291.42 | $5,900 | $8,150 |
| Ambetter of Oklahoma | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | $476.45 | $608.89 | $1,293.05 | $5,000 | $8,650 |
| CommunityCare | CommunityCare Silver Standardized | Silver | $492.95 | $629.99 | $1,337.86 | $6,000 | $8,900 |
| CommunityCare | CommunityCare Silver SLIH223 | Silver | $497.99 | $636.43 | $1,351.54 | $6,600 | $7,800 |
| CommunityCare | CommunityCare Silver L21 | Silver | $498.68 | $637.31 | $1,353.41 | $7,000 | $7,600 |
| Medica | Harmony by Medica Silver $0 Copay PCP Visits | Silver | $501.86 | $641.38 | $1,362.05 | $3,500 | $10,450 |
| Medica | Harmony by Medica Silver Share | Silver | $502.69 | $642.44 | $1,364.30 | $3,525 | $8,850 |
| Medica | Harmony by Medica Silver Standard | Silver | $534.68 | $683.32 | $1,451.11 | $6,000 | $8,900 |
| Mending Health | MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) | Silver | $548.64 | $701.16 | $1,489.00 | $2,300 | $10,150 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Silver HMO℠ 705 | Silver | $560.63 | $716.49 | $1,521.55 | $2,950 | $10,150 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Silver HMO℠ 803 | Silver | $563.71 | $720.42 | $1,529.91 | $3,000 | $10,600 |
| UnitedHealthcare | UHC Silver Standard (No Referrals) | Silver | $571.40 | $730.25 | $1,550.78 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Oklahoma | MyBlue Silver HMO℠ Standard | Silver | $572.67 | $731.87 | $1,554.23 | $6,000 | $8,900 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Silver | $575.93 | $736.03 | $1,563.06 | $2,900 | $9,500 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | Silver | $582.81 | $744.83 | $1,581.73 | $2,600 | $9,200 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Silver | $593.75 | $758.82 | $1,611.44 | $2,900 | $9,500 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | Silver | $600.63 | $767.61 | $1,630.12 | $2,600 | $9,200 |
| Mending Health | MENDING Standard Silver (No Direct Primary Care, for DPC select DPC Silver) | Silver | $620.39 | $792.85 | $1,683.73 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ 501 | Silver | $723.91 | $925.16 | $1,964.69 | $3,500 | $10,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ Standard | Silver | $761.87 | $973.67 | $2,067.72 | $6,000 | $8,900 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ 204 | Silver | $767.43 | $980.78 | $2,082.81 | $1,025 | $10,150 |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred Silver PPO℠ Standard | Silver | $959.04 | $1,225.65 | $2,602.83 | $6,000 | $8,900 |
Cost-sharing reductions (CSR)
Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.
Subsidy context for 2026
The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.
Sources
- PY2026 QHP Landscape, Individual Market Medical — CMS Public Use File, released May 2026. All plan, premium, deductible, and out-of-pocket figures on this page come from this file.
- HealthCare.gov — official federal marketplace where these plans are sold.